12 Howard Pl, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 12 Howard Pl, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 672 sqft · built 1865
Lot Size	0.043 acres (1,856 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (May 2022)
Tax Bill	$4,932 (2025)
Deeds & Mortgages	Jan 2021 Refinance May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-061`

Property Details

APN / Parcel Number

Primary APN	`57-061`
Alternative APNs	`FRAN M:296 L:002` `M:057 L:061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	672 sqft Living Area
Gross Area	1,152 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,856 sqft (0.043 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	57-061
Street Address	12 HOWARD PL
City	FRANKLIN
State	MA
Zip	02038-2456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	2
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2008
Census Tract	442204

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12 HOWARD PL, FRANKLIN, MA 02038-2456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
May 25, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKLAND TRUST CO
Jul 23, 2019	Quit Claim Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Jul 23, 2019 · Amount on Record
Deed Book / Page	40563 / 347
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	12 HOWARD PL, FRANKLIN, MA 02038-2456
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	038859-549
Date	Jan 12, 2021
Book Page	38859/549
Instrument	4179

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	May 25, 2022
Property Address	12 HOWARD PL, FRANKLIN, MA 02038-2456
Document Number	040563-347
Book / Page	40563 / 347
Instrument Date	May 25, 2022
Instrument	45911
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HOWARD PL, FRANKLIN, MA 02038-2456

Mortgage

Document Number	0000045912
Date	May 25, 2022
Instrument	45912

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jul 23, 2019
Property Address	12 HOWARD PL, FRANKLIN, MA 02038-2456
Document Number	36988-62
Book / Page	36988 / 62
Instrument Date	Jul 22, 2019
Instrument	61848
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HOWARD PL, FRANKLIN, MA 02038-2456

Mortgage

Document Number	61849
Date	Jul 23, 2019
Instrument	61849

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,932.00 (+6.8%)	$424,400 (+8.35%) Land $215,000 Building $209,400	$496,185 (+4.86%)
2024	$4,618.00 (+10.93%)	$391,700 (+18.37%) Land $215,000 Building $176,700	$473,195
2023	$4,163.00	$330,900 Land $200,000 Building $130,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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