12 Honesty Ln, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 12 Honesty Ln, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,170 sqft · built 2008
Lot Size	0.13 acres (5,663 sqft)
Owner	Trust Name on File
Last Sale	$210,000 (Mar 2015)
Tax Bill	$1,027 (2025)
Deeds & Mortgages	Nov 2023 Transfer Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R60002900010160000`

Property Details

APN / Parcel Number

Primary APN	`R60002900010160000`
Alternative APN	`12911648`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,170 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 HONESTY LN
City	BLUFFTON
State	SC
Zip	29909-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 523 GARDEN WALK BLK 81 PB112 P44-45 PB113 P114 PB119 P25-26 PB124 P91-92 PB1
Legal Subdivision	DEL WEBB SUN CITY
Legal Block	81
Legal Lot Number	523
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	3
Census Block	3011
Census Tract	2110

Owner

12 Honesty Ln is owner-occupied and held in a trust since November 2023.

Source: Beaufort County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	12 HONESTY LN, BLUFFTON, SC 29909-7116
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Intrafamily Transfer, Transfer
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2015 · Amount on File
Deed Sale	Mar 17, 2015 · Amount on File
Prior Sale	Sep 1, 2010 · Amount on File
Deed Document Number	201512551
Deed Book / Page	3385 / 2523
Last Transfer Date	Nov 14, 2023
Transfer Doc	0000053731
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Nov 20, 2023
Property Address	12 HONESTY LN, BLUFFTON, SC 29909-7116
Document Number	0000053731
Book / Page	4291 / 661
Map Reference	MB 124 PG 91
Instrument Date	Nov 14, 2023
Instrument	2023053731
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12 HONESTY LN, BLUFFTON, SC 29909-7116

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	12 HONESTY LN, BLUFFTON, SC 29909-7116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017482
Date	Apr 2, 2020
Book Page	3851/1532
Instrument	2020017482

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 12 Honesty Ln was $1,027, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,027.00 (-0.1%)	$9,620 (-25.95%)
2024	$1,028.00	$12,992 (-) Land $2,700 Building $10,292	$324,800 (-) Land $67,500 Building $257,300
2023	$1,028.00 (+12.35%)	$12,992 (+55.33%) Land $2,700 Building $10,292	$324,800 (+55.33%) Land $67,500 Building $257,300
2022	$915.00	$8,364 Land $2,080 Building $6,284	$209,100 Land $52,000 Building $157,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Honesty Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 488 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	488 in force
Nearby Flood Claims	3 (2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Honesty Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Sparklight.

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