12 Hilltop Dr, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 12 Hilltop Dr, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,254 sqft · built 1969
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Jul 2025)
Tax Bill	$10,613 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:503 L:20`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:503 L:20`
Alternative APNs	`503020000000000` `158010350000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,254 sqft Living Area
Gross Area	4,522 sqft
1st Floor Area	1,444 sqft
Attic	Attic
Attic Area	432 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	503020000000000
Street Address	12 HILLTOP DR
City	KEENE
State	NH
Zip	03431-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	20
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	3
Census Block	3003
Census Tract	971000

Owner

12 Hilltop Dr is owned by two individuals who bought it in July 2025.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	222 WEST ST, 125, KEENE, NH 03431-2440
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on File
Deed Sale	Jul 7, 2025 · Amount on File
Prior Sale	Jun 19, 2006 · Amount on File
Deed Document Number	2025705
Deed Book / Page	3314 / 1335
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Jul 7, 2025
Property Address	12 HILLTOP DR, KEENE, NH 03431-4907
Document Number	03314-1335
Book / Page	3314 / 1335
Instrument Date	Jul 2, 2025
Instrument	2504705
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	222 WEST ST UNIT 125, 125, KEENE, NH 03431-2440

Mortgage

Document Number	0002504706
Date	Jul 7, 2025
Instrument	2504706

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 12 Hilltop Dr was $10,613, up 9.7% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,613.00 (+9.72%)	$308,800 (+5.57%) Land $47,700 Building $261,100
2024	$9,673.00 (+3.7%)	$292,500 (-) Land $47,700 Building $244,800
2023	$9,328.00 (+6.45%)	$292,500 (+3.58%) Land $47,700 Building $244,800
2022	$8,763.00	$282,400 Land $47,700 Building $234,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Hilltop Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Hilltop Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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