12 High St, Fort Plain, NY 13339 Property Records

Montgomery County and Minden Town property record for 12 High St, Fort Plain, NY 13339

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,438 sqft · built 1875
Lot Size	0.174 acres (7,599 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Sep 2021)
Tax Bill	$4,111 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`273001 45.12-1-23`

Property Details

APN / Parcel Number

Primary APN	`273001 45.12-1-23`
Alternative APNs	`300104501200010230000000` `0219`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,438 sqft Living Area
1st Floor Area	719 sqft
2nd Floor Area	719 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,599 sqft (0.174 acres)
Lot Dimensions	149 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	270 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	346 sqft
Canopy	195 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0219
Street Address	12 HIGH ST
City	FORT PLAIN
State	NY
Zip	13339-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONF
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	MINDEN
Census Block Group	4
Census Block	4019
Census Tract	72500

Owner

12 High St is owned and occupied by two individuals who bought it in September 2021.

Source: Montgomery County and Minden Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 HIGH ST, FORT PLAIN, NY 13339-1315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 14, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 29, 2021	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Prior Sale	Apr 17, 2015 · Amount on File
Deed Document Number	202195088
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	12 HIGH ST, FORT PLAIN, NY 13339-1315
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000057
Date	Jan 22, 2024
Instrument	2024-257

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Feb 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	12 HIGH ST, FORT PLAIN, NY 13339-1315
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000133
Date	Jun 14, 2023
Instrument	2023-2133

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Sep 29, 2021
Property Address	12 HIGH ST, FORT PLAIN, NY 13339-1315
Document Number	0000005088
Instrument Date	Sep 21, 2021
Instrument	2021-95088
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 STATE HIGHWAY 80, FORT PLAIN, NY 13339-4036

Mortgage

Document Number	0000005089
Date	Sep 29, 2021
Instrument	2021-95089

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12 High St was $4,111, up 178% from the year before.

Source: Montgomery County and Minden Town assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Montgomery County
County Subdivision	Minden Town
Municipality	Fort Plain Village
Unified School District	Fort Plain Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,111.00 (+177.96%)
2025	$1,479.00	$85,900 Land $9,000 Building $76,900	$126,324 Land $13,235 Building $113,089
2023		$78,800 Land $9,000 Building $69,800	$98,500 Land $11,250 Building $87,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 High St in Zone X, an area of minimal flood risk, though there have been 53 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	53 (1986–2013)
Claims Outside the SFHA	10 of 53
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 49 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT PLAIN (V) WATER WORKS serves 2,250 people · EPA ID NY2800139
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.57 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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