Suffolk County and Smithtown Town property record for 12 High Gate Ct, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,489 sqft · built 1969 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $615,000 (Aug 2017) |
| Tax Bill | $16,599 (2024) |
| Deeds & Mortgages | May 2018 Refinance Aug 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 50.-5-16 |
| Primary APN | 473489 50.-5-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,489 sqft Living Area |
| Gross Area | 3,088 sqft |
| 1st Floor Area | 1,238 sqft |
| 2nd Floor Area | 1,251 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Covered Porch |
| Porch Area | 170 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | S80233 |
|---|---|
| Street Address | 12 HIGH GATE CT |
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-455426 TC-66 *3944 LOT 8 LEGEND WOODS SEC 1 |
| Legal Block | 5 |
| Legal Lot Number | 16 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 134902 |
12 High Gate Ct is owned and occupied by two individuals who bought it in August 2017.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 HIGH GATE CT, SMITHTOWN, NY 11787-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Aug 18, 2017 | Grant Deed, Transfer · Conventional with PMI BETHPAGE FCU |
| Jan 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on File |
| Deed Sale | Aug 18, 2017 · Amount on File |
| Deed Book / Page | 12925 / 976 |
| Prior Transfer Date | Oct 3, 2013 |
| Prior Transfer Doc | 0127650840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 12 HIGH GATE CT, SMITHTOWN, NY 11787-1554 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICE LINK |
| Name | Verified Name |
|---|
| Document Number | 0229280589 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 22928/589 |
| Instrument | 18-0094686 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 109 Months |
| Due | Jun 1, 2027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 18, 2017 |
| Property Address | 12 HIGH GATE CT, SMITHTOWN, NY 11787-1554 |
| Document Number | 0129250976 |
| Book / Page | 012925 / 000976 |
| Instrument Date | Jun 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2017 |
| Title Company | ALL STATE ABSTRACT CORPORATION, ALL STATE ABSTRACT CORP. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 TEANECK DR EAST NORTHPORT NY 117312527, EAST NORTHPORT, NY 11731-2527 |
| Document Number | 228460082 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 022846/000082 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 12 HIGH GATE CT, SMITHTOWN, NY 11787-1554 |
| Document Number | 0227910564 |
| Book / Page | 022791 / 000564 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 12 HIGH GATE CT SMITHTOWN NY 117871554, SMITHTOWN, NY 11787-1554 |
| Document Number | 0227910564 |
|---|---|
| Date | Feb 24, 2017 |
| Book Page | 022791/000564 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 23, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,435 Land $500 Building $5,935 | $804,375 Land $62,500 Building $741,875 | |
| 2024 | $16,599.00 | ||
| 2023 | $6,435 Land $500 Building $5,935 | $7,397 Land $575 Building $6,822 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12 High Gate Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1991) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 High Gate Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHTOWN WATER DISTRICT serves 19,635 people · EPA ID NY5105656 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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