12 Hickory Ln, Westerly, RI 02891 Property Records

Westerly Town property record for 12 Hickory Ln, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,464 sqft · built 1998
Lot Size	0.699 acres (30,436 sqft)
Owner	Individual Name on Record
Tax Bill	$5,050 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:028 B:6-C L`

Property Details

APN / Parcel Number

Primary APN	`M:028 B:6-C L`
Alternative APNs	`WEST M:28 B:6 L:C` `16003025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,464 sqft Living Area
Gross Area	4,980 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,436 sqft (0.699 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	16003025
Street Address	12 HICKORY LN
City	WESTERLY
State	RI
Zip	02891-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	6
Legal Lot Number	C
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3009
Census Tract	50901

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 HICKORY LN, WESTERLY, RI 02891-1321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Quit Claim Deed, Transfer Quitclaim
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage JEWETT CTY SVGS BK
Aug 21, 2020	Deed of Trust, Mortgage · Line of Credit JEWETT CTY SVGS BK
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 18, 2023
Transfer Doc	2023-11004
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 21, 2023
Property Address	12 HICKORY LN, WESTERLY, RI 02891-1321
Document Number	2023-11004
Book / Page	2023 / 11004
Instrument Date	Aug 18, 2023
Instrument	2023-2726
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	328 POST RD, WESTERLY, RI 02891-2657

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	12 HICKORY LN, WESTERLY, RI 02891-1321
Document Number	2020-7853
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HICKORY LN WESTERLY RI 028911321, WESTERLY, RI 02891-1321

Mortgage

Document Number	2020-7853
Date	Sep 3, 2020
Book Page	002020/017853
Instrument	4110

Lender

Name	JEWETT CTY SVGS BK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Sep 2, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	12 HICKORY LN, WESTERLY, RI 02891-1321
Document Number	2020-7826
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HICKORY LN WESTERLY RI 028911321, WESTERLY, RI 02891-1321

Mortgage

Document Number	2020-7826
Date	Sep 3, 2020
Book Page	002020/017826
Instrument	4108

Lender

Name	JEWETT CTY SVGS BK
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 2, 2040

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	12 HICKORY LN, WESTERLY, RI 02891-1321
Document Number	2017-2002
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HICKORY LN WESTERLY RI 028911321, WESTERLY, RI 02891-1321

Mortgage

Document Number	2017-2002
Date	Dec 11, 2017
Book Page	002017/022002
Instrument	5426

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,050.00 (+6.81%)	$649,100 (+39.47%) Land $215,700 Building $433,400
2023	$4,728.00 (+0.57%)	$465,400 (-) Land $154,200 Building $311,200
2022	$4,701.00	$465,400 Land $154,200 Building $311,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Apr 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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