Polk County property record for 12 Hickory Ln, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,498 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (May 2017) |
| Tax Bill | $1,294 (2025) |
| Deeds & Mortgages | May 2017 Construction Loan Aug 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T8-D9 |
| Primary APN | T8-D9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,498 sqft Finished Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 35637 |
|---|---|
| Street Address | 12 HICKORY LN |
| City | TRYON |
| State | NC |
| Zip | 28782-3070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | M |
| Legal Description | 0.20 ACRE, 0T71 TRYON AREA 71 |
| Legal Subdivision | TRYON AREA 71 |
| Jurisdiction | POLK NC |
| Township / Civil Division | TRYON |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 920304 |
Source: Polk County records · APN T8-D9
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 HICKORY LN, TRYON, NC 28782-3070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2017 | Deed of Trust, Mortgage · Construction Mortgage NATIONAL BANK OF SOUTH CAROLINA |
| Aug 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage SYNOVUS MTG CORP |
| May 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANK OF SOUTH CAROLINA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2017 · Amount on Record |
| Deed Sale | May 11, 2017 · Amount on Record |
| Prior Sale | Aug 28, 2013 · Amount on Record |
| Deed Document Number | 20174646890004 |
| Deed Book / Page | 426 / 1280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 12 HICKORY LN, TRYON, NC 28782-3070 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00426/1284 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 426/1284 |
| Instrument | 004646900005 |
| Name | NATIONAL BANK OF SOUTH CAROLINA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 05, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 12 HICKORY LN, TRYON, NC 28782-3070 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000435/0000000455 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 0000000435/0000000455 |
| Name | SYNOVUS MTG CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | May 11, 2017 |
| Property Address | 12 HICKORY LN, TRYON, NC 28782-3070 |
| Document Number | 00426/1280 |
| Book / Page | 426 / 1280 |
| Instrument Date | May 10, 2017 |
| Instrument | 004646890004 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 HICKORY LN, TRYON, NC 28782-3070 |
| Document Number | 00426/1289 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 426/1289 |
| Instrument | 004646910011 |
| Name | NATIONAL BANK OF SOUTH CAROLINA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Tryon Town |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,294.00 (+17.96%) | $279,749 (+45.99%) Land $11,000 Building $268,749 | $279,749 (+45.99%) Land $11,000 Building $268,749 |
| 2023 | $1,097.00 | $191,626 Land $8,000 Building $183,626 | |
| 2021 | $191,626 Land $8,000 Building $183,626 |
Source: FEMA National Flood Hazard Layer as of July 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
May also be available: e-Polk.
Based on FCC filings for 125 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF TRYON serves 5,494 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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