12 Hickory Ct, Westminster, MD 21157 Property Records

Carroll County property record for 12 Hickory Ct, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,922 sqft · built 1967
Lot Size	0.475 acres (20,691 sqft)
Owner	2 Individual Names on File
Last Sale	$359,900 (Apr 2016)
Tax Bill	$4,884 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-015453`

Property Details

APN / Parcel Number

Primary APN	`07-015453`
Alternative APNs	`7015453` `015453`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,922 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	20,691 sqft (0.475 acres)
Garage Type	Basement
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	80 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	015453
Street Address	12 HICKORY CT
City	WESTMINSTER
State	MD
Zip	21157-5722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 80 - 20691 SF 12 HICKORY CT 5-18 WINCHESTER PARK SC C
Legal Subdivision	WINCHESTER PARK
Legal Lot Number	80
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2000
Census Tract	507801

Owner

12 Hickory Ct is owned and occupied by two individuals who bought it in April 2016.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 HICKORY CT, WESTMINSTER, MD 21157-5722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Sep 8, 2017	Deed of Trust, Mortgage · Line of Credit TOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2016 · Amount on File
Deed Sale	Apr 28, 2016 · Amount on File
Prior Sale	Jan 26, 2011 · Amount on File
Deed Book / Page	8289 / 420
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	12 HICKORY CT, WESTMINSTER, MD 21157-5722
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100660072
Date	Jan 21, 2021
Book Page	10066/372

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	12 HICKORY CT, WESTMINSTER, MD 21157-5722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087970325
Date	Sep 8, 2017
Book Page	8797/0325
Instrument	8797-0325

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 12 Hickory Ct was $4,884 with a homeowner's exemption, up 5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,884.00 (+5.03%) Homeowner's exemption	$443,800 Land $129,000 Building $314,800	$443,800 Land $129,000 Building $314,800
2025	$4,650.00 Homeowner's exemption
2023	$4,248.00 Homeowner's exemption	$376,000 Land $129,000 Building $247,000	$376,000 Land $129,000 Building $247,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Hickory Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Hickory Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ting.

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