Westerly Town property record for 12 Henry St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,408 sqft · built 2019 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Nov 2025) |
| Tax Bill | $3,408 (2025) |
| Deeds & Mortgages | Jul 2022 Refinance Sep 2024 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:36 B:112 |
| Primary APN | WEST M:36 B:112 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,408 sqft Living Area |
| Gross Area | 2,504 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 4099908 |
|---|---|
| Street Address | 12 HENRY ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 112 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 50801 |
12 Henry St is owned and occupied by an individual who bought it in November 2025.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 HENRY ST, WESTERLY, RI 02891-1636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY |
| Sep 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU |
| Nov 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Sep 15, 2021 | Warranty Deed, Transfer |
| Aug 2, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Aug 2, 2017 | Quit Claim Deed, Transfer VINCENT DIDONE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on File |
| Deed Sale | Nov 17, 2025 · Amount on File |
| Prior Sale | Sep 15, 2021 · Amount on File |
| Deed Book / Page | 2025 / 16753 |
| Transfer Doc | 0000003407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 12 HENRY ST, WESTERLY, RI 02891-1636 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2022-12744 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 2022/12744 |
| Instrument | 2022-3004 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 12 HENRY ST, WESTERLY, RI 02891-1636 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2024-11427 |
|---|---|
| Date | Sep 5, 2024 |
| Book Page | 2024/11427 |
| Instrument | 2024-2914 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Nov 17, 2025 |
| Property Address | 12 HENRY ST, WESTERLY, RI 02891-1636 |
| Document Number | 2025-16753 |
| Book / Page | 2025 / 16753 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025-4033 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 HENRY ST, WESTERLY, RI 02891-1636 |
| Document Number | 0020254034 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 2025-4034 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Sep 15, 2021 |
| Property Address | 12 HENRY ST, WESTERLY, RI 02891-1636 |
| Document Number | 2021-23167 |
| Book / Page | 2021 / 23167 |
| Instrument Date | Sep 8, 2021 |
| Instrument | 2021-5173 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 HENRY ST # SY, SY, WESTERLY, RI 02891-1636 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Aug 2, 2017 |
| Property Address | 12 HENRY ST, WESTERLY, RI 02891-1636 |
| Document Number | 2017-3881 |
| Book / Page | 002017 / 013881 |
| Instrument Date | Aug 1, 2017 |
| Instrument | 3407 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 HENRY ST WESTERLY RI 028911635, WESTERLY, RI 02891-1635 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Aug 2, 2017 |
| Property Address | 12 HENRY ST, WESTERLY, RI 02891-1636 |
| Document Number | 2017-3883 |
| Book / Page | 002017 / 013883 |
| Instrument Date | Aug 1, 2017 |
| Instrument | 3408 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 HENRY ST WESTERLY RI 028911635, WESTERLY, RI 02891-1635 |
| Document Number | 2017-3885 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 002017/013885 |
| Instrument | 3409 |
| Name | VINCENT DIDONE |
|---|---|
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 12 Henry St was $3,408.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,408.00 | $438,100 Land $144,200 Building $293,900 | $501,275 |
| 2023 | $3,320.00 (+0.58%) | $326,800 (-) Land $103,000 Building $223,800 | |
| 2022 | $3,301.00 | $326,800 Land $103,000 Building $223,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Henry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Henry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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