Essex County and Boxford Town property record for 12 Hemlock Rd, Boxford, MA 01921
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,766 sqft · built 1956 |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | Individual Name on File |
| Last Sale | $760,000 (Aug 2020) |
| Tax Bill | $11,336 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BOXF M:025 B:001 L:022 |
| Primary APN | BOXF M:025 B:001 L:022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,766 sqft Living Area |
| Gross Area | 6,534 sqft |
| Basement Area | 2,366 sqft |
| Unfinished Basement | 2,366 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 72,745 sqft (1.67 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 12 HEMLOCK RD |
|---|---|
| City | BOXFORD |
| State | MA |
| Zip | 01921-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Block | 1 |
| Legal Lot Number | 22 |
| Jurisdiction | BOXFORD MA |
| Township / Civil Division | BOXFORD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 213100 |
12 Hemlock Rd is owned and occupied by an individual who bought it in August 2020.
Source: Essex County and Boxford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 HEMLOCK RD, BOXFORD, MA 01921-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2018 | Deed of Trust, Mortgage · ARM ENTERPRISE BANK & TRUST CO |
| Aug 13, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Jan 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| May 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on File |
| Deed Sale | Aug 13, 2020 · Amount on File |
| Prior Sale | Mar 5, 2013 · Amount on File |
| Deed Book / Page | 38818 / 577 |
| Prior Transfer Date | Aug 11, 2020 |
| Prior Transfer Doc | 3881000577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOXFORD MA |
| Property Address | 12 HEMLOCK RD, BOXFORD, MA 01921-2002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36558-84 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 36558/84 |
| Instrument | 180228003150 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOXFORD MA |
| Recording Date | Aug 13, 2020 |
| Property Address | 12 HEMLOCK RD, BOXFORD, MA 01921-2002 |
| Document Number | 38818-577 |
| Book / Page | 38818 / 577 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 20200813003540 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12 HEMLOCK RD, BOXFORD, MA 01921-2002 |
| Document Number | 200813003550 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 200813003550 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOXFORD MA |
| Property Address | 12 HEMLOCK RD, BOXFORD, MA 01921-2002 |
| Document Number | 37307-569 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2019 |
| Name | Verified Name |
|---|---|
| Address | 12 HEMLOCK RD BOXFORD MA 019212002, BOXFORD, MA 01921-2002 |
| Document Number | 37307-569 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 037307/000569 |
| Instrument | 1001590 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 31, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOXFORD MA |
| Property Address | 12 HEMLOCK RD, BOXFORD, MA 01921-2002 |
| Document Number | 35888-409 |
| Book / Page | 035888 / 000409 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Name | Verified Name |
|---|
| Document Number | 35888-409 |
|---|---|
| Date | May 24, 2017 |
| Book Page | 035888/000409 |
| Instrument | 1705240220 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 23, 2037 |
The 2026 property tax bill for 12 Hemlock Rd was $11,336, up 2.8% from the year before.
Source: Essex County and Boxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Boxford Town |
| Elementary School District | Boxford School District (PK - 06) |
| Secondary School District | Masconomet School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,336.00 (+2.77%) | $837,200 (+2.09%) Land $396,600 Building $440,600 | $1,029,853 (-1.74%) |
| 2025 | $11,030.00 (+4.15%) | $820,100 (+1.05%) Land $377,700 Building $442,400 | $1,048,040 |
| 2024 | $10,591.00 (+3.1%) | $811,600 (+9.34%) Land $377,700 Building $433,900 | |
| 2023 | $10,273.00 | $742,300 Land $337,200 Building $405,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Hemlock Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1978–2010) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Hemlock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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