Erie County and Lancaster Town property record for 12 Hemlock Ln, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,744 sqft · built 1990 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Jan 2018) |
| Tax Bill | $9,290 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.11-2-95 |
| Primary APN | 145289 126.11-2-95 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,744 sqft Living Area |
| 1st Floor Area | 1,520 sqft |
| 2nd Floor Area | 1,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 169 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 595 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 54 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12 HEMLOCK LN |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MC 2542 SL 95 |
| Legal Subdivision | PINETREE FARM SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 95.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 14206 |
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12 HEMLOCK LN, LANCASTER, NY 14086-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 2, 2018 · Amount on Record |
| Deed Sale | Jan 2, 2018 · Amount on Record |
| Prior Sale | Oct 10, 2007 · Amount on Record |
| Deed Book / Page | 11323 / 7567 |
| Last Transfer Date | Apr 22, 2025 |
| Transfer Doc | 0114448732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 12 HEMLOCK LN, LANCASTER, NY 14086-3403 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 12 HEMLOCK LN, LANCASTER, NY 14086-3403 |
| Document Number | 0140640252 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 14064/252 |
| Instrument | 2022156258 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 12 HEMLOCK LN, LANCASTER, NY 14086-3403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12 HEMLOCK LN, LANCASTER, NY 14086-3403 |
| Document Number | 0139703453 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 13970/3453 |
| Instrument | 2020216193 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2041 |
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,290.00 (+115.45%) | ||
| 2025 | $4,312.00 (-51.77%) | $328,000 (-) Land $70,000 Building $258,000 | $512,500 (+12.49%) Land $109,375 Building $403,125 |
| 2024 | $8,940.00 | $328,000 (-) Land $70,000 Building $258,000 | $455,600 (+4.18%) Land $97,232 Building $358,368 |
| 2023 | $328,000 Land $70,000 Building $258,000 | $437,300 Land $93,326 Building $343,974 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1989) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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