York County and Saco City property record for 12 Hemlock Dr, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,294 sqft · built 1998 |
| Lot Size | 0.344 acres (14,982 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $393,800 (Jun 2018) |
| Tax Bill | $7,482 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Feb 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M1375R |
| Primary APN | M1375R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,294 sqft Living Area |
| Gross Area | 4,728 sqft |
| 1st Floor Area | 832 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 468 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,982 sqft (0.344 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | M1375R |
|---|---|
| Street Address | 12 HEMLOCK DR |
| City | SACO |
| State | ME |
| Zip | 04072-2453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Subdivision | TALL OAKS |
| Legal Lot Number | 2 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 5302 |
Source: York County and Saco City records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 HEMLOCK DR, SACO, ME 04072-2453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit CASCO FEDERAL CREDIT UNION |
| Feb 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK |
| Jul 14, 2020 | Deed of Trust, Mortgage CUSO HM LNDG |
| Jun 29, 2018 | Warranty Deed, Transfer CASCO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Prior Sale | May 7, 2008 · Amount on Record |
| Deed Document Number | 201824288 |
| Deed Book / Page | 17743 / 585 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 12 HEMLOCK DR, SACO, ME 04072-2453 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0192530613 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 19253/613 |
| Instrument | 2023015908 |
| Name | CASCO FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 12 HEMLOCK DR, SACO, ME 04072-2453 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0185470642 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 18547/642 |
| Instrument | 2021006800 |
| Name | GORHAM SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 12 HEMLOCK DR, SACO, ME 04072-2453 |
| Document Number | 0183120325 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12 HEMLOCK DR SACO ME 040722453, SACO, ME 04072-2453 |
| Document Number | 0183120325 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 018312/000325 |
| Instrument | 32440 |
| Name | CUSO HM LNDG |
|---|---|
| Address | HAMPDEN, ME 04444 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 20, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Jun 29, 2018 |
| Property Address | 12 HEMLOCK DR, SACO, ME 04072-2453 |
| Document Number | 0177430585 |
| Book / Page | 17743 / 0585 |
| Instrument | 2018024288 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018024289 |
|---|---|
| Date | Jun 29, 2018 |
| Instrument | 2018024289 |
| Name | CASCO FCU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 29, 2048 |
Source: York County and Saco City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,482.00 (+1.26%) | $526,900 (+0.19%) Land $120,800 Building $406,100 | |
| 2024 | $7,389.00 (+20.87%) | $525,900 (+57.69%) Land $120,800 Building $405,100 | $622,630 |
| 2022 | $6,113.00 | $333,500 Land $91,800 Building $241,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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