12 Harvard St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 12 Harvard St, Waltham, MA 02453

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3 bd · 2 ba · 10,126 sqft · built 1998
Lot Size	1.19 acres (52,106 sqft)
Owner	2 Company Names on File
Last Sale	$6,825,000 (Sep 2018)
Tax Bill	$117,574 (2026)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`72218`

Property Details

APN / Parcel Number

Primary APN	`72218`
Alternative APN	`WALT M:059 B:020 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	10,126 sqft Total Area
Gross Area	10,427 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Steel Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Other
Lot Area	52,106 sqft (1.19 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	72218
Street Address	12 HARVARD ST
City	WALTHAM
State	MA
Zip	02453-8513
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Block	20
Legal Lot Number	1
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	5
Census Block	5000
Census Tract	368300

Owner

12 Harvard St, a commercial property, is owned by a company that bought it in September 2018.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Company Names on File
Mailing Address	1 CVS DR, WOONSOCKET, RI 02895-6146
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2018 · Amount on File
Deed Sale	Sep 20, 2018 · Amount on File
Deed Book / Page	71642 / 566
Record Updated	Oct 29, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Sep 20, 2018
Property Address	12 HARVARD ST, WALTHAM, MA 02453-8513
Document Number	71642-566
Book / Page	71642 / 566
Instrument	145614
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.11
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	716420570
Date	Sep 20, 2018
Instrument	71642/0570

Lender

Name	BELMONT SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 12 Harvard St was $117,574, up 12.5% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$117,574.00 (+12.53%)	$5,300,900 (+6.75%) Land $1,727,000 Building $3,573,900
2025	$104,480.00 (+1.59%)	$4,965,800 (-) Land $1,085,500 Building $3,880,300
2024	$102,842.00 (+1.68%)	$4,965,800 (+7.77%) Land $1,480,300 Building $3,485,500
2023	$101,141.00	$4,607,800 Land $1,342,100 Building $3,265,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 Harvard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12 Harvard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20