12 Harvard St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 12 Harvard St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,157 sqft · built 1910
Lot Size0.204 acres (8,869 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Sep 2017)
Tax Bill$8,023 (2025)
Deeds & MortgagesAug 2023 Refinance
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN36-00000059

Property Details

APN / Parcel Number

Primary APN36-00000059
Alternative APN
  • NATI M:00000036 P:00000059

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,157 sqft Living Area
1st Floor Area728 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1947
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area8,869 sqft (0.204 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number36-00000059
Street Address12 HARVARD ST
CityNATICK
StateMA
Zip01760-3510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group3
Census Block3009
Census Tract382200

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 HARVARD ST, NATICK, MA 01760-3510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
THIRD FEDERAL SAVING & LOAN ASSOC
Nov 2, 2017Deed of Trust, Mortgage
HANSCOM FCU
Sep 26, 2017Personal Representative Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2017 · Amount on Record
Deed SaleSep 26, 2017 · Amount on Record
Deed Book / Page69981 / 218
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address12 HARVARD ST, NATICK, MA 01760-3510
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number081897-398
DateAug 17, 2023
Book Page81897/398
Instrument92392
Lender
NameTHIRD FEDERAL SAVING & LOAN ASSOC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address12 HARVARD ST, NATICK, MA 01760-3510
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70180-197
DateNov 2, 2017
Book Page70180/197
Instrument179033
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

September 2017: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionNATICK MA
Recording DateSep 26, 2017
Property Address12 HARVARD ST, NATICK, MA 01760-3510
Document Number69981-216
Book / Page069981 / 000216
Instrument DateAug 24, 2017
Instrument155262
Transaction TypeTransfer
Record UpdatedOct 17, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 HARVARD ST NATICK MA 017603510, NATICK, MA 01760-3510

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,023.00 (+3.71%)$670,800 (+6.31%) Land $437,300 Building $233,500$865,450
2024$7,736.00 (-4.68%)$631,000 (-1.73%) Land $413,000 Building $218,000
2023$8,116.00$642,100 Land $388,700 Building $253,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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