12 Harvard St, Arlington, MA 02476 Property Records

Middlesex County and Arlington Town property record for 12 Harvard St, Arlington, MA 02476

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,480 sqft · built 1906
Lot Size0.214 acres (9,313 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Oct 2015)
Tax Bill$12,963 (2026)
Deeds & MortgagesOct 2019 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN108751

Property Details

APN / Parcel Number

Primary APN108751
Alternative APN
  • ARLI M:164.0 B:0003 L:0014

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Stories2 Stories
Building Area2,480 sqft Living Area
Gross Area4,689 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1959
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,313 sqft (0.214 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number108751
Street Address12 HARVARD ST
CityARLINGTON
StateMA
Zip02476-6018
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR2
Legal Block3
Legal Lot Number14
JurisdictionARLINGTON MA
Township / Civil DivisionARLINGTON
Census Block Group1
Census Block1013
Census Tract356602

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address10 HARVARD ST, ARLINGTON, MA 02476-6018
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK/RI
Dec 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK/RI

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2015 · Amount on File
Deed SaleOct 29, 2015 · Amount on File
Prior SaleAug 28, 1996 · Amount on File
Deed Book / Page66298 / 560
Transfer Doc066298-560
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address12 HARVARD ST, ARLINGTON, MA 02476-6018
Document Number73502-256
Instrument DateOct 17, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 HARVARD ST ARLINGTON MA 024766018, ARLINGTON, MA 02476-6018

Mortgage

Document Number73502-256
DateOct 22, 2019
Book Page073502/000256
Instrument162985
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 21, 2034

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address12 HARVARD ST, ARLINGTON, MA 02476-6018
Document Number72074-264
Instrument DateDec 24, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 HARVARD ST ARLINGTON MA 024766018, ARLINGTON, MA 02476-6018

Mortgage

Document Number72074-264
DateDec 31, 2018
Book Page072074/000264
Instrument8074
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 30, 2033

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionArlington Town
Unified School DistrictArlington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,963.00 (+4.64%)$1,214,900 (+5.63%) Land $699,400 Building $509,400$1,168,053
2025$12,388.00 (+8.28%)$1,150,200 (+6.46%) Land $650,400 Building $499,800
2024$11,441.00 (-0.01%)$1,080,400 (+5.85%) Land $615,500 Building $464,900
2023$11,442.00$1,020,700 Land $538,500 Building $482,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 units insured
incl. 2 condo units
Nearby Flood Claims5 (1978–2010)
Claims Outside the SFHA1 of 5
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARLINGTON WATER DEPT. (MWRA)
serves 46,308 people · EPA ID MA3010000
Water SourcePurchased surface water from MWRA
Last State InspectionAug 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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