Nassau County and Long Beach City property record for 12 Harmon St, Long Beach, NY 11561
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 799 sqft · built 1920 |
| Lot Size | 0.052 acres (2,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Oct 2021) |
| Tax Bill | $6,177 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 59-228-00-0021 |
| Primary APN | 59-228-00-0021 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 799 sqft Living Area |
| 1st Floor Area | 799 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cottage |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Other |
| Lot Area | 2,280 sqft (0.052 acres) |
| Lot Dimensions | 57 ft deep x 40 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 187 sqft |
| Patio Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 59228 00210 |
|---|---|
| Street Address | 12 HARMON ST |
| City | LONG BEACH |
| State | NY |
| Zip | 11561-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #5 SCH DIST 028 |
| Legal Block | 228 |
| Legal Lot Number | 21 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | LONG BEACH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 416801 |
12 Harmon St is owned and occupied by an individual who bought it in October 2021.
Source: Nassau County and Long Beach City records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 HARMON ST, LONG BEACH, NY 11561-2708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 25, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage ROUNDPOINT MORTGAGE CO |
| Sep 24, 2019 | Bargain and Sale Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on File |
| Deed Sale | Oct 25, 2021 · Amount on File |
| Prior Sale | Sep 24, 2019 · Amount on File |
| Deed Document Number | 2021138516 |
| Deed Book / Page | 14155 / 144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | May 18, 2026 |
| Property Address | 12 HARMON ST, LONG BEACH, NY 11561-2708 |
| Document Number | 0000032317 |
| Book / Page | 48472 / 803 |
| Instrument Date | May 2, 2026 |
| Instrument | 202632317 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 12 HARMON ST, LONG BEACH, NY 11561-2708 |
| Document Number | 0000032317, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 48472/803 |
| Instrument | 202632317 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Oct 25, 2021 |
| Property Address | 12 HARMON ST, LONG BEACH, NY 11561-2708 |
| Document Number | 0141550144 |
| Book / Page | 14155 / 144 |
| Map Reference | MAP 566 CASE 554 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021-138516 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 CLARK ST, LONG BEACH, NY 11561-2704 |
| Document Number | 202113851745975542 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021-13851745975542 |
| Name | ROUNDPOINT MORTGAGE CO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Sep 24, 2019 |
| Property Address | 12 HARMON ST, LONG BEACH, NY 11561-2708 |
| Document Number | 0138550135 |
| Book / Page | 13855 / 135 |
| Map Reference | MAP 566 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 2019-082400 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,900.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 HARMON ST, 12, LONG BEACH, NY 11561-2708 |
| Name | Verified Name |
|---|---|
| Address | 65 W BROADWAY APT 5A, 5A, LONG BEACH, NY 11561-4017 |
The 2025 property tax bill for 12 Harmon St was $6,177 with a homeowner's exemption.
Source: Nassau County and Long Beach City assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| Municipality | Long Beach City |
| Unified School District | Long Beach City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421 Land $162 Building $259 | $421,000 | |
| 2025 | $6,177.00 | ||
| 2023 | $7,198.00 Additional exemption filed | $484 Land $264 Building $220 | $484,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12 Harmon St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 329 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 in force |
| Nearby Flood Claims | 808 (1978–2023) |
| Claims Outside the SFHA | 34 of 808 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Harmon St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LONG BEACH CITY serves 35,000 people · EPA ID NY2902834 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 850 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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