12 Harding St, Cambridge, MA 02141 Property Records

Middlesex County and Cambridge City property record for 12 Harding St, Cambridge, MA 02141

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	0.052 acres (2,286 sqft)
Owner	Company Name on Record
Last Sale	$1,350,000 (Jan 2020)
Tax Bill	$12,717 (2025)
Deeds & Mortgages	Jul 2021 Refinance Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-127`

Property Details

APN / Parcel Number

Primary APN	`36-127`
Alternative APN	`CAMB M:00036 L:00127`

Interior

Units	2 Units

Exterior

Lot Area	2,286 sqft (0.052 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	12 HARDING ST
City	CAMBRIDGE
State	MA
Zip	02141-1009
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	C-1
Legal Lot Number	127
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2006
Census Tract	352700

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	264 SALEM ST, MEDFORD, MA 02155-3390
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jan 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Apr 25, 2017
Deed Document Number	202015512
Deed Book / Page	74071 / 528
Transfer Doc	52718-167
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	12 HARDING ST, CAMBRIDGE, MA 02141-1009
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078194-320
Date	Jul 7, 2021
Book Page	78194/320
Instrument	153606

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Jan 31, 2020
Property Address	12 HARDING ST, CAMBRIDGE, MA 02141-1009
Document Number	74071-528
Book / Page	074071 / 000528
Instrument Date	Jan 28, 2020
Instrument	15512
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$6,156.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	264 SALEM ST MEDFORD MA 021553390, MEDFORD, MA 02155-3390

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Apr 25, 2017
Property Address	12 HARDING ST, CAMBRIDGE, MA 02141-1009
Document Number	69187-303
Book / Page	069187 / 000303
Instrument Date	Apr 25, 2017
Instrument	60049
Transaction Type	Transfer
Record Updated	May 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	116 TAPPAN ST BROOKLINE MA 024456103, BROOKLINE, MA 02445-6103

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,717.00 (+10.8%)	$2,002,600 (+3.3%) Land $917,900 Building $1,084,700	$1,583,745 (+0.74%)
2024	$11,477.00 (+10.6%)	$1,938,700 (+9.48%) Land $996,600 Building $942,100	$1,572,155
2023	$10,377.00	$1,770,900 Land $951,500 Building $819,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry, Verizon.

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