Marin County property record for 12 Harding Dr, Novato, CA 94947
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,941 sqft · built 1961 |
| Lot Size | 0.221 acres (9,625 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $303,000 (May 1996) |
| Tax Bill | $7,780 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-161-14 |
| Primary APN | 151-161-14 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,941 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Contemporary |
| Lot Area | 9,625 sqft (0.221 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Deck Area | 537 sqft |
| Patio Area | 537 sqft |
| Heating System | Central |
|---|
| Street Address | 12 HARDING DR |
|---|---|
| City | NOVATO |
| State | CA |
| Zip | 94947-4469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 186 |
| Legal Subdivision | VILLAGE RHO 04 |
| Legal Lot Number | 186 |
| Jurisdiction | MARIN CA |
| Township / Civil Division | NOVATO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 104103 |
12 Harding Dr is owner-occupied and held in a trust since July 2008.
Source: Marin County records, as of July 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12 HARDING DR, NOVATO, CA 94947-4469 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 1996 · Amount on File |
| Deed Sale | May 7, 1996 · Amount on File |
| Deed Document Number | 199623695 |
| Last Transfer Date | Jul 10, 2008 |
| Transfer Doc | 0000032774 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARIN CA |
| Property Address | 12 HARDING DR, NOVATO, CA 94947-4469 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TTL CO BERKELEY |
| Name | Verified Name |
|---|---|
| Address | 12 HARDING DR, NOVATO, CA 94947-4469 |
| Document Number | 0000057713 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020-0057713 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 12 Harding Dr was $7,780 with a homeowner's exemption.
Source: Marin County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Marin County |
| Municipality | Novato City |
| Unified School District | Novato Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $509,999 (+2%) Land $181,075 Building $328,924 | |
| 2025 | $7,780.00 Homeowner's exemption | $499,999 Land $177,524 Building $322,475 |
| 2023 | $6,917.00 (+2.44%) Homeowner's exemption | $480,584 Land $170,631 Building $309,953 |
| 2022 | $6,752.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 12 Harding Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Harding Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Unwired, Verizon.
5G (outdoors only) and 4G LTE
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