12 Harbor Hill Dr, Buzzards Bay, MA 02532 Property Records

Barnstable County and Bourne Town property record for 12 Harbor Hill Dr, Buzzards Bay, MA 02532

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,388 sqft · built 1986
Lot Size	21.6 acres (942,638 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Oct 2022)
Tax Bill	$2,733 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BOUR M:31.0 P:30 E:12`

Property Details

APN / Parcel Number

Primary APN	`BOUR M:31.0 P:30 E:12`
Alternative APNs	`M:031.0 P:030.12 D:01` `6646`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	1,388 sqft Living Area
Gross Area	2,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2004
Architectural Style	Other
Construction Type	Frame
Lot Area	942,638 sqft (21.6 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	6646
Street Address	12 HARBOR HILL DR
City	BUZZARDS BAY
State	MA
Zip	02532-3895
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	HARBOR HILL CONDO
Jurisdiction	BOURNE MA
Township / Civil Division	BOURNE
Census Block Group	3
Census Block	3015
Census Tract	13900

Owner

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 HARBOR HILL DR, BUZZARDS BAY, MA 02532-3895
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK
Nov 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GRETCHEN B MORGAN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Aug 29, 2013 · Amount on Record
Deed Book / Page	35430 / 70
Record Updated	Sep 20, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOURNE MA
Recording Date	Oct 18, 2022
Property Address	12 HARBOR HILL DR, BOURNE, MA 02532-3895
Document Number	0035430-70
Book / Page	35430 / 70
Instrument Date	Oct 18, 2022
Instrument	51444
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 HARBOR HILL DR, BOURNE, MA 02532-3895

Mortgage

Document Number	0000051445
Date	Oct 18, 2022
Instrument	51445

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURNE MA
Property Address	12 HARBOR HILL DR, BOURNE, MA 02532-3895
Document Number	33476-35
Instrument Date	Nov 8, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 HARBOR HILL DR BOURNE MA 025323895, BOURNE, MA 02532-3895

Mortgage

Document Number	33476-35
Date	Nov 17, 2020
Book Page	033476/000035
Instrument	64326

Lender

Name	GRETCHEN B MORGAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 16, 2025

Tax Assessment & Valuation

Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Bourne Town
Unified School District	Bourne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,733.00 (+4%)	$349,900 (+6.77%) Building $349,900	$379,240
2024	$2,628.00 (-3.63%)	$327,700 (+5.88%) Building $327,700
2023	$2,727.00	$309,500 Building $309,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1987–2010)
Most Recent Claim	Apr 2010 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	4 ppb (2025) action level 15 ppb
Copper	1.51 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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