12 Hancock St, Somerville, MA 02144 Property Records

Middlesex County and Somerville City property record for 12 Hancock St, Somerville, MA 02144

Property Summary

Property Type	Triplex
Details	5 bd · 4 ba · 3,072 sqft · built 1920
Lot Size	0.074 acres (3,213 sqft)
Owner	Company Name on Record
Tax Bill	$17,211 (2025)
Deeds & Mortgages	May 2022 Refinance Apr 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`30-C-16`

Property Details

APN / Parcel Number

Primary APN	`30-C-16`
Alternative APNs	`SOME M:30 B:C L:16` `16551161`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,072 sqft Living Area
Gross Area	5,144 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,213 sqft (0.074 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16551161
Street Address	12 HANCOCK ST
City	SOMERVILLE
State	MA
Zip	02144-3103
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	NR
Legal Subdivision	ALVIN R KENNEDY
Legal Block	C
Legal Lot Number	16
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2009
Census Tract	350900

Owner

Source: Middlesex County and Somerville City records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	206 HOLLAND ST, SOMERVILLE, MA 02144-2432
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Apr 29, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 5, 2018	Deed of Trust, Mortgage · ARM NORTHERN BK & TR
Aug 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK
Apr 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK
Feb 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 18, 2018	Quit Claim Deed, Transfer ENVISION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018
Deed Sale	May 18, 2018
Prior Sale	Nov 4, 2009
Deed Document Number	201870260
Deed Book / Page	71029 / 493
Last Transfer Date	Apr 29, 2022
Transfer Doc	080056-456
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	12 HANCOCK ST, SOMERVILLE, MA 02144-3103
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080060-262
Date	May 2, 2022
Book Page	80060/262
Instrument	65134

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Apr 29, 2022
Property Address	12 HANCOCK ST, SOMERVILLE, MA 02144-3103
Document Number	080056-456
Book / Page	80056 / 456
Instrument Date	Apr 29, 2022
Instrument	64775
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 E INDIA ROW # 37ABC, 37ABC, BOSTON, MA 02110-3320

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	12 HANCOCK ST, SOMERVILLE, MA 02144-3103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71715-297
Date	Oct 5, 2018
Book Page	71715/297
Instrument	154474

Lender

Name	NORTHERN BK & TR

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	12 HANCOCK ST, SOMERVILLE, MA 02144-3103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73178-16
Date	Aug 27, 2019
Book Page	73178/16
Instrument	128094

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	12 HANCOCK ST, SOMERVILLE, MA 02144-3103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74409-36
Date	Apr 3, 2020
Book Page	74409/36
Instrument	49883

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Feb 13, 2020
Property Address	12 HANCOCK ST, SOMERVILLE, MA 02144-3103
Document Number	74128-4
Book / Page	074128 / 000004
Instrument Date	Jan 29, 2020
Instrument	22142
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 E INDIA ROW #37B BOSTON MA 021103394, 37B, BOSTON, MA 02110-3394

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	May 18, 2018
Property Address	12 HANCOCK ST, SOMERVILLE, MA 02144-3103
Document Number	71029-493
Book / Page	71029 / 493
Instrument	70260
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$121.04
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 HANCOCK ST, SOMERVILLE, MA 02144-3103

Mortgage

Document Number	71029-497
Date	May 18, 2018
Book Page	71029/497
Instrument	70261

Lender

Name	ENVISION BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,211.00 (+5.93%)	$1,577,500 (+2.14%) Land $811,400 Building $766,100
2024	$16,247.00 (+2.18%)	$1,544,400 (+0.43%) Land $811,400 Building $733,000
2023	$15,901.00	$1,537,800 Land $811,400 Building $726,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,054 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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