12 Gregory St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 12 Gregory St, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 6,696 sqft · built 1850
Lot Size	0.142 acres (6,199 sqft)
Owner	2 Individual Names on File
Last Sale	$4,700,000 (Mar 2024)
Tax Bill	$40,897 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Dec 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0130 B:0081 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0130 B:0081 L:0`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	6,696 sqft Living Area
Gross Area	8,300 sqft
Basement Area	1,784 sqft
Unfinished Basement	376 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	6,199 sqft (0.142 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 GREGORY ST
City	MARBLEHEAD
State	MA
Zip	01945-3234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIST
Legal Block	81
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1002
Census Tract	203301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 Gregory St is owned by two individuals who bought it in March 2024.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 ORNE ST, MARBLEHEAD, MA 01945-2657
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEEDHAM BANK
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MARBLEHEAD OFFICE LLC
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Jul 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage MARBLEHEAD OFFICE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	Feb 27, 1995 · Amount on File
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Mar 28, 2024
Property Address	12 GREGORY ST, MARBLEHEAD, MA 01945-3234
Document Number	0000650403
Instrument Date	Mar 28, 2024
Instrument	650403
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 ORNE ST, MARBLEHEAD, MA 01945-2657

Mortgage

Document Number	0000650404
Date	Mar 28, 2024
Instrument	650404

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Apr 1, 2029
Max Rate At Change	2.75%
Index	5-Year CMT

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	12 GREGORY ST, MARBLEHEAD, MA 01945-3234
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000641684
Date	Dec 28, 2022
Instrument	641684

Lender

Name	MARBLEHEAD OFFICE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	12 GREGORY ST, MARBLEHEAD, MA 01945-3234
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000634057
Date	Feb 22, 2022
Instrument	634057

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2032

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	12 GREGORY ST, MARBLEHEAD, MA 01945-3234
Document Number	0000584683
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000584683
Date	Jul 27, 2017
Instrument	584683

Lender

Name	MARBLEHEAD OFFICE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 26, 2018

Tax Assessment & Valuation

The 2026 property tax bill for 12 Gregory St was $40,897, up 2.1% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$40,897.00 (+2.11%)	$4,777,700 (+7.95%) Land $2,443,600 Building $2,309,900	$3,770,652 (-22.33%)
2025	$40,053.00 (+15.09%)	$4,425,700 (+13.94%) Land $2,324,400 Building $2,101,300	$4,854,880
2024	$34,802.00 (+14.69%)	$3,884,200 (+28.01%) Land $2,324,400 Building $1,559,800
2023	$30,344.00	$3,034,400 Land $1,788,000 Building $1,246,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Gregory St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	45 units insured incl. 43 condo units
Nearby Flood Claims	10 (1978–1992)
Most Recent Claim	Dec 1992 · Winter Coastal Storm
Claims by Event	Winter Coastal Storm, Dec 1992 · 6 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Gregory St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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