12 Graystone Ct, Bloomington, IL 61704 Property Records

McLean County property record for 12 Graystone Ct, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,736 sqft · built 1988
Lot Size0.29 acres (12,617 sqft)
OwnerIndividual Name on Record
Tax Bill$8,145 (2024)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-25-278-001

Property Details

APN / Parcel Number

Primary APN14-25-278-001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,736 sqft Living Area
Gross Area3,586 sqft
1st Floor Area1,302 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area12,617 sqft (0.29 acres)
Lot Dimensions115 ft deep x 90 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Deck Area192 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address12 GRAYSTONE CT
CityBLOOMINGTON
StateIL
Zip61704-8401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionEAGLE RIDGE SUB 1ST ADD LOT 44
Legal Range02E
Legal Township24N
Legal Section25
Legal SubdivisionEAGLE RIDGE SUB
Legal Lot Number44
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1006
Census Tract506

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 GRAYSTONE CT, BLOOMINGTON, IL 61704-8401
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2006
Deed SaleOct 18, 2006
Deed Document Number200628997
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address12 GRAYSTONE CT, BLOOMINGTON, IL 61704-8401
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202500014007
DateOct 4, 2025
Instrument2025-00014007
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueSep 18, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$112,568 (+18.22%) Land $29,673 Building $82,895$337,704 (+18.22%) Land $89,019 Building $248,685
2024$8,145.00 (+7.75%)
2023$7,559.00$95,221 Land $25,100 Building $70,121$285,663 Land $75,300 Building $210,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

May also be available: Pavlov Media.

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