12 Granite St, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 12 Granite St, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,050 sqft · built 1900
Lot Size	0.046 acres (2,017 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Sep 2014)
Tax Bill	$4,446 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Dec 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`METH M:00716 B:00115 L:00023`

Property Details

APN / Parcel Number

Primary APN	`METH M:00716 B:00115 L:00023`
Alternative APN	`3591`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,050 sqft Living Area
Gross Area	1,812 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,017 sqft (0.046 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3591
Street Address	12 GRANITE ST
City	METHUEN
State	MA
Zip	01844-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CBD
Legal Block	115
Legal Lot Number	23
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	3
Census Block	3009
Census Tract	252300

Owner

12 Granite St is owned and occupied by an individual who bought it in September 2014.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 GRANITE ST, METHUEN, MA 01844-3720
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU
Dec 17, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2014 · Amount on File
Deed Sale	Sep 19, 2014 · Amount on File
Prior Sale	Oct 25, 2013 · Amount on File
Deed Book / Page	13983 / 190
Transfer Doc	013983-190
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	12 GRANITE ST, METHUEN, MA 01844-3720
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018314-256
Date	Jun 25, 2025
Book Page	18314/256
Instrument	10393

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2045

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	METHUEN MA
Property Address	12 GRANITE ST, METHUEN, MA 01844-3720
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15708-337
Date	Dec 17, 2018
Book Page	15708/337
Instrument	30314

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 12 Granite St was $4,446, up 9% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,446.00 (+9.02%)	$427,500 (+10.92%) Land $120,900 Building $306,600	$403,779 (+3.89%)
2025	$4,078.00 (+1.24%)	$385,400 (+3.91%) Land $115,300 Building $270,100	$388,645
2024	$4,028.00 (+6.93%)	$370,900 (+15.19%) Land $100,800 Building $270,100
2023	$3,767.00	$322,000 Land $88,700 Building $233,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Granite St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Granite St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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