12 Gorham Rd, Divernon, IL 62530 Property Records

Sangamon County property record for 12 Gorham Rd, Divernon, IL 62530

Property Summary

Property Type	Single Family Home
Lot Size	0.317 acres (13,825 sqft)
Owner	Individual Name on Record
Last Sale	$147,500 (Oct 2022)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-16.0-451-004`

Property Details

APN / Parcel Number

Primary APN	`35-16.0-451-004`
Alternative APN	`35160451004 (CHECK DIGIT = 7)`

Exterior

Lot Area	13,825 sqft (0.317 acres)

Location & Zoning

Account Number	35160451004
Street Address	12 GORHAM RD
City	DIVERNON
State	IL
Zip	62530-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H-I ACRES SUBDN FIRST PLAT LOT 12
Legal Subdivision	H-I ACRES SUB
Legal Lot Number	12
Jurisdiction	SANGAMON IL
Township / Civil Division	DIVERNON
Census Block Group	4
Census Block	4092
Census Tract	3300

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 GORHAM RD, DIVERNON, IL 62530-9759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND CU
Feb 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Feb 1, 2017	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Deed Document Number	202221660
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	12 GORHAM RD, DIVERNON, IL 62530-9759
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02640
Date	Feb 15, 2019
Instrument	2019R02640

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2034

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Oct 7, 2022
Property Address	12 GORHAM RD, DIVERNON, IL 62530-9759
Document Number	2022R21660
Instrument Date	Oct 7, 2022
Instrument	2022R21660
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$221.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19675 N 1200TH ST, EFFINGHAM, IL 62401-6830

Mortgage

Document Number	2022R21661
Date	Oct 7, 2022
Instrument	2022R21661

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.38%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	12 GORHAM RD, DIVERNON, IL 62530-9759
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R02640
Date	Feb 15, 2019
Instrument	2019R02640

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2034

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 1, 2017
Property Address	12 GORHAM RD, DIVERNON, IL 62530-9759
Document Number	2017R02605
Instrument Date	Jan 27, 2017
Instrument	2017R02605
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GORHAM RD, DIVERNON, IL 62530-9759

Mortgage

Document Number	2017R02606
Date	Feb 1, 2017
Instrument	2017R02606

Lender

Name	STEARNS LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Divernon Township
Municipality	Divernon Village
Unified School District	Auburn Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,042.00	$49,066 (+44.7%) Land $9,320 Building $39,746	$147,198 (+44.7%) Land $27,960 Building $119,238
2022	Disabled Person's exemption Veteran's exemption	$33,909 Land $7,201 Building $26,708	$101,727 Land $21,603 Building $80,124

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	19 (1982–2002)
Most Recent Claim	May 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIVERNON serves 1,100 people · EPA ID IL1670450
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Nextlink.

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