Coventry Town property record for 12 Ginger Trl, Coventry, RI 02816
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,234 sqft · built 2000 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $382,000 (Feb 2016) |
| Tax Bill | $7,512 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0770-50 |
| Primary APN | 3-0770-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,234 sqft Living Area |
| Gross Area | 5,233 sqft |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3-0770-50 |
|---|---|
| Street Address | 12 GINGER TRL |
| City | COVENTRY |
| State | RI |
| Zip | 02816-8284 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Lot Number | 111 |
| Jurisdiction | COVENTRY RI |
| Township / Civil Division | COVENTRY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20601 |
Source: Coventry Town records · APN 3-0770-50
Assessment roll updated June 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 GINGER TRL, COVENTRY, RI 02816-8284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Apr 28, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK |
| Nov 24, 2020 | Deed of Trust, Mortgage · VA Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 29, 2016 · Amount on Record |
| Deed Sale | Feb 29, 2016 · Amount on Record |
| Prior Sale | May 15, 2013 · Amount on Record |
| Deed Book / Page | 2033 / 56 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVENTRY RI |
| Property Address | 12 GINGER TRL, COVENTRY, RI 02816-8284 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002325-779 |
|---|---|
| Date | May 01, 2025 |
| Book Page | 2325/779 |
| Instrument | 1903 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVENTRY RI |
| Property Address | 12 GINGER TRL, COVENTRY, RI 02816-8284 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2207-544 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 2207/544 |
| Instrument | 3677 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COVENTRY RI |
| Property Address | 12 GINGER TRL, COVENTRY, RI 02816-8284 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2185-922 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 2185/922 |
| Instrument | 8226 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Coventry Town records · Assessment roll updated June 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Coventry Town |
| Unified School District | Coventry School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,512.00 (+3.27%) | $466,900 (-1.6%) Land $128,800 Building $338,100 | |
| 2024 | $662,340 | ||
| 2023 | $7,274.00 | $474,500 Land $128,800 Building $345,700 |
Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 192 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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