12 Gilbert Heights Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 12 Gilbert Heights Rd, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,462 sqft · built 1990
Lot Size	0.446 acres (19,419 sqft)
Owner	2 Individual Names on File
Last Sale	$1,221,000 (Jun 2019)
Tax Bill	$15,945 (2026)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0094 B:0013 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0094 B:0013 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,462 sqft Living Area
Gross Area	5,967 sqft
Basement Area	1,214 sqft
Unfinished Basement	1,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,419 sqft (0.446 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 GILBERT HEIGHTS RD
City	MARBLEHEAD
State	MA
Zip	01945-3612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	13
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4022
Census Tract	203200

Owner

12 Gilbert Heights Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 GILBERT HEIGHTS RD, MARBLEHEAD, MA 01945-3612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2019 · Amount on File
Deed Sale	Jun 13, 2019 · Amount on File
Prior Sale	Feb 28, 1997 · Amount on File
Prior Transfer Date	Jun 6, 2019
Prior Transfer Doc	0000602704
Record Updated	Oct 29, 2026

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jun 13, 2019
Property Address	12 GILBERT HEIGHTS RD, MARBLEHEAD, MA 01945-3612
Document Number	0000602704
Instrument Date	Jun 6, 2019
Instrument	602704
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,567.76
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 GILBERT HEIGHTS RD MARBLEHEAD MA 019453612, MARBLEHEAD, MA 01945-3612

Mortgage

Document Number	602705
Date	Jun 13, 2019
Instrument	602705

Lender

Name	METRO CU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 12 Gilbert Heights Rd was $15,945, up 1.8% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,945.00 (+1.81%)	$1,862,700 (+7.64%) Land $1,224,400 Building $638,300	$2,080,305 (+23.82%)
2025	$15,661.00 (-4.31%)	$1,730,500 (-5.27%) Land $1,158,200 Building $572,300	$1,680,170
2024	$16,367.00 (+7.83%)	$1,826,700 (+20.35%) Land $1,323,700 Building $503,000
2023	$15,178.00	$1,517,800 Land $1,075,500 Building $442,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Gilbert Heights Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Nearby Flood Policies	57 in force
Nearby Flood Claims	7 (1991–2018)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Gilbert Heights Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20