12 Gerri Ann Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 12 Gerri Ann Dr, Belleville, IL 62220

Property Summary

Property Type	Single Family Home
Details	392 sqft · built 1972
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$61,000 (May 2023)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Sale & Construction Loan + 1 more
APN	`08-28-0-110-024`

Property Details

APN / Parcel Number

Primary APN	`08-28-0-110-024`

Interior

Stories	2 Stories
Building Area	392 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	8,276 sqft (0.189 acres)
Porch	Porch
Patio Area	10,000 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	12 GERRI ANN DR
City	BELLEVILLE
State	IL
Zip	62220-3150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MURPHY PLACE LOT/SEC-5 SE 70 FT LT 5 A02631843
Legal Subdivision	MURPHY PLACE
Legal Lot Number	5
Jurisdiction	ST CLAIR IL
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4030
Census Tract	501606

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 LILLIAN DR, BELLEVILLE, IL 62226-6154
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 11, 2023	Warranty Deed, Construction Loan · Construction Mortgage FCB BANKS
Oct 30, 2019	Warranty Deed, Transfer · FHA Mortgage CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	A02780915
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	12 GERRI ANN DR, BELLEVILLE, IL 62220-3150
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GERRI ANN DR, BELLEVILLE, IL 62220-3150

Mortgage

Document Number	0A02868456
Date	Dec 9, 2025
Instrument	A02868456

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate	6.37%

May 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 11, 2023
Property Address	12 GERRI ANN DR, BELLEVILLE, IL 62220-3150
Document Number	0A02780915
Map Reference	MB 59 PG 51
Instrument Date	May 10, 2023
Instrument	A02780915
Transaction Type	Construction Loan
Record Updated	May 29, 2023
Title Company	BENCHMARK TITLE COMPANY, BENCHMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$61.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 LILLIAN DR, BELLEVILLE, IL 62226-6154

Mortgage

Document Number	0A02780916
Date	May 11, 2023
Instrument	A02780916

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 30, 2019
Property Address	12 GERRI ANN DR, BELLEVILLE, IL 62220-3150
Document Number	00A2631843
Instrument Date	Oct 25, 2019
Instrument	2631843
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GERRI ANN DR BELLEVILLE IL 622203150, BELLEVILLE, IL 62220-3150

Mortgage

Document Number	A2631844
Date	Oct 30, 2019
Instrument	2631844

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	St. Clair Township
Elementary School District	Belleville School District 118 (PK - 08)
Secondary School District	Belleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$30,312 Land $2,788 Building $27,524	$90,936 Land $8,364 Building $82,572

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave.

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