12 Gerald St, Bath, ME 04530 Property Records

Sagadahoc County and Bath City property record for 12 Gerald St, Bath, ME 04530

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,152 sqft · built 1890
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on File
Last Sale$179,000 (Nov 2021)
Tax Bill$2,642 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-096-000

Property Details

APN / Parcel Number

Primary APN22-096-000
Alternative APN
  • BTTH M:22 L:096

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,152 sqft Living Area
Gross Area2,486 sqft
1st Floor Area1,000 sqft
Basement Area696 sqft
Unfinished Basement696 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleVictorian
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number22-096-000
Street Address12 GERALD ST
CityBATH
StateME
Zip04530-2215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number96
JurisdictionBATH ME
Township / Civil DivisionBATH
Census Block Group5
Census Block5000
Census Tract970500

Owner

Source: Sagadahoc County and Bath City records · APN 22-096-000

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 GERALD ST, BATH, ME 04530-2215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Nov 19, 2021Personal Representative Deed, Transfer · Stand-Alone First Mortgage
RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2021 · Amount on Record
Deed SaleNov 19, 2021 · Amount on Record
Deed Document Number202110004
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBATH ME
Property Address12 GERALD ST, BATH, ME 04530-2215
Transaction TypeMortgage
Record UpdatedAug 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005515
DateAug 11, 2022
Instrument2022R-05515
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate

November 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionBATH ME
Recording DateNov 19, 2021
Property Address12 GERALD ST, BATH, ME 04530-2215
Document Number10004
Instrument DateNov 18, 2021
Instrument2021R-10004
Transaction TypeTransfer
Record UpdatedDec 06, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 271, HARPSWELL, ME 04079-0271

Mortgage

Document Number10005
DateNov 19, 2021
Instrument2021R-10005
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sagadahoc County and Bath City records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
MunicipalityBath City
Unified School DistrictRegional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,642.00 (+18.42%)$164,100 (+24.32%) Land $63,300 Building $100,800
2023$2,231.00 (-2.96%)$132,000 (+17.13%) Land $50,800 Building $81,200
2022$2,299.00$112,700 Land $40,000 Building $72,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sagadahoc County (23023C), as of April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230239705005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1978–2015)
Claims Outside the SFHA1 of 8
Most Recent ClaimSep 2015 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Consolidated Communications
Fiber
2,000 / 2,000

May also be available: Lincolnville Telephone Company.

Based on FCC filings for 284 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system ME0090130, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBATH WATER DISTRICT
serves 9,205 people
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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