12 Gary St, Windsor, NY 13865 Property Records

Broome County and Windsor Town property record for 12 Gary St, Windsor, NY 13865

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1982
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Sep 2023)
Tax Bill	$1,958 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
APN	`035001 182.07-2-52`

Property Details

APN / Parcel Number

Primary APN	`035001 182.07-2-52`
Alternative APNs	`500118200700020520000000` `50004900000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Lot Width	130 ft Width
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	50004900000
Street Address	12 GARY ST
City	WINDSOR
State	NY
Zip	13865-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	001000000142X0000000
Legal Block	2
Legal Lot Number	52.000
Jurisdiction	BROOME NY
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2004
Census Tract	12502

Owner

Source: Broome County and Windsor Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 GARY ST, WINDSOR, NY 13865-4024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Apr 22, 2008 · Amount on Record
Deed Document Number	202320200
Deed Book / Page	2737 / 401
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BROOME NY
Recording Date	Sep 28, 2023
Property Address	12 GARY ST, WINDSOR, NY 13865-4024
Document Number	002737/401
Book / Page	2737 / 401
Instrument Date	Sep 20, 2023
Instrument	202300020200
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 GARY ST, WINDSOR, NY 13865-4024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 OLD ROUTE 17, WINDSOR, NY 13865-1694

Mortgage

Document Number	202300020201
Date	Sep 28, 2023
Instrument	202300020201

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	004143/211
Date	Sep 28, 2023
Book Page	4143/211
Instrument	202300020215

Lender

Name	SIDNEY FCU
Type	Credit Union
Address	BROOKLYN, NY 11234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	1-Year T-Bill
Max Rate	10.3%

Tax Assessment & Valuation

Source: Broome County and Windsor Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Windsor Town
Municipality	Windsor Village
Unified School District	Windsor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,958.00 (-19.39%)
2025	$2,429.00 (+3.89%)	$38,500 (-) Land $8,500 Building $30,000	$90,600 (+22.37%) Land $20,003 Building $70,597
2024	$2,338.00
2023		$38,500 (-) Land $8,500 Building $30,000	$74,038 (+13.46%) Land $16,346 Building $57,692
2022		$38,500 Land $8,500 Building $30,000	$65,254 Land $14,407 Building $50,847

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WINDSOR serves 1,051 people · EPA ID NY0301684
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2025) action level 15 ppb
Copper	1.43 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams CATV Cable	2,000 / 40
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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