12 Gary Rd, Dunbarton, NH 03046 Property Records

Merrimack County and Dunbarton Town property record for 12 Gary Rd, Dunbarton, NH 03046

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 840 sqft · built 1958
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Feb 2026)
Tax Bill	$4,374 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`K11211`

Property Details

APN / Parcel Number

Primary APN	`K11211`
Alternative APN	`DUNB M:K1 B:12 L:11`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2000
Architectural Style	Cottage
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	K11211
Street Address	12 GARY RD
City	DUNBARTON
State	NH
Zip	03046-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Legal Lot Number	11
Jurisdiction	DUNBARTON TOWN NH
Township / Civil Division	DUNBARTON
Census Block Group	1
Census Block	1020
Census Tract	30000

Owner

Source: Merrimack County and Dunbarton Town assessment roll, APN K11211, as of April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 CRAM AVE, 3, PITTSFIELD, NH 03263-3841
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit SERVICE CU
Nov 21, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Feb 02, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 07, 2019	Deed of Trust, Mortgage · Conventional Mortgage M&T BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 02, 2026 · Amount on Record
Deed Sale	Feb 02, 2026 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Book / Page	3918 / 2192
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNBARTON TOWN NH
Property Address	12 GARY RD, DUNBARTON, NH 03046-4504
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012732
Date	Jun 30, 2022
Book Page	3797/1049
Instrument	202200012732

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2047

Interest

Rate Type	Adjustable Rate

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNBARTON TOWN NH
Property Address	12 GARY RD, DUNBARTON, NH 03046-4504
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017045
Date	Nov 21, 2024
Book Page	3874/2528
Instrument	202400017045

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2039

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUNBARTON TOWN NH
Recording Date	Feb 02, 2026
Property Address	12 GARY RD, DUNBARTON, NH 03046-4504
Document Number	0000001621
Book / Page	3918 / 2192
Instrument Date	Jan 29, 2026
Instrument	202600001621
Transaction Type	Transfer
Record Updated	Mar 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CRAM AVE UNIT 3, 3, PITTSFIELD, NH 03263-3841

Mortgage

Document Number	0000001622
Date	Feb 02, 2026
Instrument	202600001622

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNBARTON TOWN NH
Property Address	12 GARY RD, DUNBARTON, NH 03046-4504
Document Number	0036620288
Instrument Date	Nov 07, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 GARY RD DUNBARTON NH 030464504, DUNBARTON, NH 03046-4504

Mortgage

Document Number	0036620288
Date	Jan 10, 2020
Book Page	003662/000288
Instrument	692

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 09, 2035

Tax Assessment & Valuation

Source: Merrimack County and Dunbarton Town assessment roll as of April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Dunbarton Town
Elementary School District	Dunbarton School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,374.00 (-0.23%)	$267,700 (+61.07%) Land $171,100 Building $96,600
2024	$4,384.00 (+14.79%)	$166,200 (-) Land $92,500 Building $73,700
2023			$352,260
2022	$3,819.00	$166,200 Land $92,500 Building $73,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merrimack County (33013C), as of January 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330130300001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 69 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Dunbarton Telephone Company Fiber	1,000 / 1,000

May also be available: T-Mobile USA.

Cell Coverage

5G and 4G LTE (outdoors only)

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