12 Gardiner Pl, Laurel, MS 39440 Property Records

Jones County property record for 12 Gardiner Pl, Laurel, MS 39440

Property Summary

Property Type	Single Family Home
Details	3 ba · 5,285 sqft · built 1948
Lot Size	2.09 acres (91,476 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,607 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119C-01-02-020.01`

Property Details

APN / Parcel Number

Primary APN	`119C-01-02-020.01`
Alternative APNs	`046843` `46843`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	5,285 sqft Living Area
1st Floor Area	5,285 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.09 acres)
Patio Area	158 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	046843
Street Address	12 GARDINER PL
City	LAUREL
State	MS
Zip	39440-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-8-12 A PARCEL OF LAND IN SE OF NW AND SW OF NE LESS PARCELS SOLD
Legal Range	12
Legal Township	08
Legal Section	01
Jurisdiction	JONES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1054
Census Tract	950602

Owner

Source: Jones County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 GARDINER PL, LAUREL, MS 39440-3705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE FIRST A NATIONAL BANKING ASSN
Oct 11, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE FIRST A NATIONAL BANKING ASSN
Sep 22, 2020	Deed of Trust, Mortgage THE FIRST A NATIONAL BANKING ASSN
Oct 11, 2019	Warranty Deed, Transfer THE FIRST A NATIONAL BANKING ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2023
Deed Sale	Feb 27, 2023
Deed Document Number	0002231021
Prior Transfer Date	May 20, 2009
Prior Transfer Doc	20903891
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	12 GARDINER PL, LAUREL, MS 39440-3705
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00220/3354
Date	Jun 22, 2020
Book Page	220/3354
Instrument	22003354

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	353 Months
Due	Nov 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	12 GARDINER PL, LAUREL, MS 39440-3705
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00219/6187
Date	Oct 11, 2019
Book Page	219/6187
Instrument	21906187

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES MS
Property Address	12 GARDINER PL, LAUREL, MS 39440-3705
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	220/6006
Date	Sep 22, 2020
Book Page	220/6006
Instrument	22006006

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	HATTIESBURG, MS 39404

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 10, 2025

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES MS
Recording Date	Oct 11, 2019
Property Address	12 GARDINER PL, LAUREL, MS 39440-3705
Document Number	219/6186
Book / Page	219 / 6186
Instrument Date	Oct 10, 2019
Instrument	21906186
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 GARDINER PL, 12, LAUREL, MS 39440-3705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 N MAGNOLIA ST, LAUREL, MS 39440-3932

Mortgage

Document Number	219/6187
Date	Oct 11, 2019
Book Page	219/6187
Instrument	21906187

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Jones County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jones County
Municipality	Laurel City
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,607.00 (+9.72%) Homeowner's exemption	$27,872 (-27.93%)	$278,720 (+8.11%) Land $21,000 Building $257,720
2024	$4,199.00 (-36.54%)
2023	$6,617.00 (+59.22%)	$38,672	$257,810 Land $21,000 Building $236,810
2022	$4,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2014–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Mar 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 41% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: C Spire Wireless, defastlink.

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