12 Frontage Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 12 Frontage Rd, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2006
Square Footage	5,741 sqft Living Area
Lot Size	20,227 sqft (0.464 acres)
Occupancy	Owner Occupied
Last Sale	$30,000 (1994)
Tax Bill	$9,955.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:039 B:35-B L`
Alternative APNs	`WEST M:39 B:35 L:B` `12002700`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Partial Baths	2 Partial Baths
Total Rooms	9 Rooms
Building Area	5,741 sqft Living Area
Gross Area	13,831 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Steel Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	20,227 sqft (0.464 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	12002700
Street Address	12 FRONTAGE RD
City	WESTERLY
State	RI
Zip	02891-1445
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	35
Legal Lot Number	B
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	3
Census Block	3021
Census Tract	50901

Owner

Source: Westerly Town records · APN M:039 B:35-B L

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 FRONTAGE RD, WESTERLY, RI 02891-1445
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 1994 · Amount on Record
Deed Sale	Dec 09, 1994 · Amount on Record
Prior Sale	Dec 17, 1990 · Amount on Record
Deed Book / Page	540 / 318
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	12 FRONTAGE RD, WESTERLY, RI 02891-1445
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-6221
Date	Mar 08, 2021
Book Page	2021/6221
Instrument	2021-1359

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Balloon Payment
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2046

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,955.00 (+4.73%)	$1,400,100 (+41.71%) Land $156,800 Building $1,243,300
2023	$9,505.00 (+0.64%)	$988,000 (-) Land $112,400 Building $875,600
2022	$9,445.00	$988,000 Land $112,400 Building $875,600

Flood & Wildfire

12 Frontage Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 62nd in Rhode Island
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.