Essex County and Marblehead Town property record for 12 Front St, Marblehead, MA 01945 · Last verified July 2026
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Lot Size | 0.077 acres (3,341 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $982,500 (Aug 2019) |
| Tax Bill | $11,402 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Sep 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0132 B:0065 L:0 |
| Primary APN | MARB M:0132 B:0065 L:0 |
|---|
| Lot Area | 3,341 sqft (0.077 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Street Address | 12 FRONT ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3209 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 65 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 203302 |
Source: Essex County and Marblehead Town records · APN MARB M:0132 B:0065 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 12 FRONT ST, MARBLEHEAD, MA 01945-3209 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 01, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Sep 01, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance DIGITAL FCU |
| Aug 02, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU |
| Jan 27, 2017 | Quit Claim Deed, Transfer · Commercial Mortgage WELLESLEY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2019 · Amount on Record |
| Deed Sale | Aug 02, 2019 · Amount on Record |
| Prior Sale | Jan 27, 2017 · Amount on Record |
| Deed Document Number | 201920190802000630 |
| Deed Book / Page | 37722 / 553 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 12 FRONT ST, MARBLEHEAD, MA 01945-3209 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040237-498 |
|---|---|
| Date | Sep 01, 2021 |
| Book Page | 40237/498 |
| Instrument | 20210901002710 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Sep 01, 2021 |
| Property Address | 12 FRONT ST, MARBLEHEAD, MA 01945-3209 |
| Document Number | 40237-496 |
| Book / Page | 40237 / 496 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 20210901002700 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 FRONT ST, MARBLEHEAD, MA 01945-3209 |
| Document Number | 40237-498 |
|---|---|
| Date | Sep 01, 2021 |
| Book Page | 40237/498 |
| Instrument | 20210901002710 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Aug 02, 2019 |
| Property Address | 12 FRONT ST, MARBLEHEAD, MA 01945-3209 |
| Document Number | 37722-553 |
| Book / Page | 37722 / 553 |
| Instrument Date | Jul 08, 2019 |
| Instrument | 20190802000630 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 FRONT ST, MARBLEHEAD, MA 01945-3209 |
| Document Number | 190802000640 |
|---|---|
| Date | Aug 02, 2019 |
| Instrument | 190802000640 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Sep 01, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jan 27, 2017 |
| Property Address | 12 FRONT ST, MARBLEHEAD, MA 01945-3209 |
| Document Number | 35643-53 |
| Book / Page | 35643 / 53 |
| Instrument | 365 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $89.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 356430055 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 35643/0055 |
| Name | WELLESLEY BK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2047 |
| Rate | 3.63% |
|---|---|
| Max Rate At Change | 20.1% |
| Max Rate | 2.75% |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,402.00 (+2.14%) | $1,259,900 (+1.12%) Land $709,700 Building $550,200 | $1,297,985 |
| 2024 | $11,163.00 (+6.05%) | $1,245,900 (+18.36%) Land $709,700 Building $536,200 | |
| 2023 | $10,526.00 | $1,052,600 Land $611,500 Building $441,100 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092033022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Nearby Flood Policies | 38 units insured (29 under condo master policies) 4 of 9 individual policies on primary residences |
| Nearby Flood Claims | 20 (1978–2018) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Mar 2018, rainfall accumulation, Severe Winter Storm And Snowstorm |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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