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12 Franklin Pl, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 12 Franklin Pl, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details2,160 sqft · built 1928
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$295,000 (Oct 2016)
Tax Bill$19,465 (2025)
Deeds & MortgagesSep 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-04011-0000-00004

Property Details

APN / Parcel Number

Primary APN13-04011-0000-00004
Alternative APN
  • 130401100004

Interior

Stories1 Story
Building Area2,160 sqft Living Area
1st Floor Area2,160 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Construction TypeFrame
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number130401100004
Street Address12 FRANKLIN PL
CityMONTCLAIR
StateNJ
Zip07042-4442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description50X150
Legal SubdivisionTOWNSHIP/MONTCLAIR
Legal Block4011
Legal Lot Number4
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group1
Census Block1007
Census Tract17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Glen Ridge Historic District (Boundary Increase)
listed 1988 · 510 contributing resources · NRIS 88002155

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12 FRANKLIN PL, MONTCLAIR, NJ 07042-4442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Mar 24, 2020Deed of Trust, Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2016 · Amount on File
Deed SaleOct 6, 2016 · Amount on File
Prior SaleJun 7, 2016 · Amount on File
Deed Document Number201686122
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address12 FRANKLIN PL, MONTCLAIR, NJ 07042-4442
Transaction TypeMortgage
Record UpdatedOct 7, 2021
Title CompanySIMPLICITY TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021112483
DateSep 15, 2021
Instrument2021112483
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address12 FRANKLIN PL, MONTCLAIR, NJ 07042-4442
Document Number0000036104
Instrument DateMar 24, 2020
Transaction TypeMortgage
Record UpdatedMay 1, 2020
Title CompanyLEGENDS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 FRANKLIN PL MONTCLAIR NJ 070424442, MONTCLAIR, NJ 07042-4442

Mortgage

Document Number0000036104
DateApr 9, 2020
Instrument36104
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount on Record
Term360 Months
DueApr 8, 2050

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$553,600 (-) Land $187,500 Building $366,100$553,600 (-) Land $187,500 Building $366,100
2025$19,465.00 (+3.32%)$553,600 (-) Land $187,500 Building $366,100$553,600 (-) Land $187,500 Building $366,100
2024$18,839.00 (+3.5%)
2023$553,600 Land $187,500 Building $366,100$553,600 Land $187,500 Building $366,100
2022$18,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 27 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies33 units insured
incl. 6 condo units
Nearby Flood Claims26 (1995–2024)
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 5 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile.

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