12 Fox Ave, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 12 Fox Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,050 sqft · built 1952
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$83,300 (Sep 1992)
Tax Bill$3,880 (2026)
Deeds & MortgagesApr 2023 Mortgage
May 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN012689 16.7-9-2

Property Details

APN / Parcel Number

Primary APN012689 16.7-9-2
Alternative APNs
  • 268901600700090020000000
  • 01600700090020000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,050 sqft Living Area
1st Floor Area700 sqft
Upper Floors Area350 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area5,227 sqft (0.12 acres)
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area435 sqft
PorchPorch
Porch Area140 sqft
Patio Area405 sqft
Shed1 Shed
Shed Area70 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01600700090020000000
Street Address12 FOX AVE
CitySCHENECTADY
StateNY
Zip12304-4315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal DescriptionN-FOX AVE E-30 S-59-29
Legal Block9
Legal Lot Number2.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group2
Census Block2003
Census Tract13803

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12 FOX AVE, SCHENECTADY, NY 12304-4315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2023Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
May 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 1992 · Amount on Record
Deed SaleSep 15, 1992 · Amount on Record
Deed Book / Page2467 / 805
Last Transfer DateMar 11, 2008
Transfer Doc2918000285
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address12 FOX AVE, SCHENECTADY, NY 12304-4315
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 FOX AVE, SCHENECTADY, NY 12304-4315

Mortgage

Document Number0000000397
DateApr 7, 2023
InstrumentR2023-6397
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address12 FOX AVE, SCHENECTADY, NY 12304-4315
Transaction TypeMortgage
Record UpdatedJun 15, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 FOX AVE, SCHENECTADY, NY 12304-4315

Mortgage

Document Number0000001628
DateMay 6, 2022
InstrumentR2022-11628
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueApr 1, 2037

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,880.00 (-6.01%) Homeowner's exemption
2025$4,128.00 (+31.88%) Homeowner's exemption$83,000 (-) Land $16,600 Building $66,400$189,900 (+16.72%) Land $37,980 Building $151,920
2023$83,000 (-) Land $16,600 Building $66,400$162,700 (+9.28%) Land $32,540 Building $130,160
2022$83,000 Land $16,600 Building $66,400$148,879 Land $29,776 Building $119,103
2021$3,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimMar 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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