Suffolk County and Smithtown Town property record for 12 Fortune Ct, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,517 sqft · built 1959 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $557,500 (Jan 2018) |
| Tax Bill | $14,300 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 88.-4-17 |
| Primary APN | 473489 88.-4-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,517 sqft Living Area |
| Gross Area | 2,052 sqft |
| 1st Floor Area | 1,517 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 15,682 sqft (0.36 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 535 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 400 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 12 FORTUNE CT |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9-361376 TC-52 *2813 BLK 2 LOT 16 HAVEMEYER COURT SEC 2 |
| Legal Subdivision | MAP HAVEMEYER COURTS SECTION #2 |
| Legal Block | 4 |
| Legal Lot Number | 17 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 135101 |
12 Fortune Ct is owned and occupied by two individuals who bought it in January 2018.
Source: Suffolk County and Smithtown Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 FORTUNE CT, COMMACK, NY 11725-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 11, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2018 · Amount on File |
| Deed Sale | Jan 11, 2018 · Amount on File |
| Deed Document Number | 201818-0005875 |
| Deed Book / Page | 12945 / 822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 11, 2026 |
| Property Address | 12 FORTUNE CT, COMMACK, NY 11725-2019 |
| Document Number | 2374000565 |
| Book / Page | 23744 / 565 |
| Instrument Date | Apr 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 FORTUNE CT, COMMACK, NY 11725-2019 |
| Document Number | 2374000565, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 23744/565 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 11, 2018 |
| Property Address | 12 FORTUNE CT, COMMACK, NY 11725-2019 |
| Document Number | 0129450822 |
| Book / Page | 12945 / 822 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 0018-0005875 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7823 79TH PL, GLENDALE, NY 11385-7437 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,184 Land $330 Building $4,854 | $648,000 Land $41,250 Building $606,750 | |
| 2024 | $14,300.00 | ||
| 2023 | $5,184 Land $330 Building $4,854 | $5,958 Land $379 Building $5,579 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 12 Fortune Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1979–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Fortune Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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