12 Fort Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 12 Fort Rd, Westerly, RI 02891

Property Summary

Property TypeCommercial Condominium
Details468 sqft · built 1940
OwnerCompany Name on Record
Last Sale$325,000 (Jul 2025)
Tax Bill$1,763 (2025)
Deeds & MortgagesJul 2025 Sale
Apr 2024 Foreclosure
+ 1 more
Flood ZoneZone VE (high risk)
APNM:185 B:32-G L:3

Property Details

APN / Parcel Number

Primary APNM:185 B:32-G L:3
Alternative APNs
  • WEST M:185 B:32 L:G U:3
  • 13278800

Interior

Stories1 Story
Building Area468 sqft Total Area
1st Floor Area3,421 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt

Location & Zoning

Account Number13278800
Street Address12 FORT RD
CityWESTERLY
StateRI
Zip02891-5708
Property CategoryCommercial
Property TypeCommercial > Retail > Commercial Condominium
Legal SubdivisionLARKIN SQ
Legal Block32
Legal Lot NumberG
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1037
Census Tract51000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Watch Hill Historic District
listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address55 BEACH ST, WESTERLY, RI 02891-2770
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2025Warranty Deed, Transfer
Apr 1, 2024Public Action, Foreclosure
Mar 15, 2023Public Action, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2025 · Amount on Record
Deed SaleJul 31, 2025 · Amount on Record
Prior SaleApr 1, 2024 · Amount on Record
Deed Book / Page2025 / 10337
Prior Transfer DateNov 26, 2024
Prior Transfer Doc2024-16118
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateJul 31, 2025
Property Address12 FORT RD, WESTERLY, RI 02891-5708
Document Number2025-10337
Book / Page2025 / 10337
Instrument DateJul 25, 2025
Instrument2025-2472
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 BEACH ST, WESTERLY, RI 02891-2770

April 2024: Public Action, Foreclosure

Document TypePublic Action
JurisdictionWESTERLY RI
Recording DateApr 1, 2024
Property Address12 FORT RD, WESTERLY, RI 02891-5708
Document Number02024-3296
Book / Page2024 / 3296
Instrument DateApr 1, 2024
Instrument2024-914
Transaction TypeForeclosure
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 6662, PROVIDENCE, RI 02940-6662

March 2023: Public Action, Foreclosure

Document TypePublic Action
JurisdictionWESTERLY RI
Recording DateMar 15, 2023
Property Address12 FORT RD, WESTERLY, RI 02891-5708
Document Number02023-2767
Book / Page2023 / 2767
Instrument DateMar 15, 2023
Instrument2023-705
Transaction TypeForeclosure
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,763.00 (-23.31%)$248,000 (+3.77%) Building $248,000
2023$2,299.00 (+0.61%)$239,000 (-) Building $239,000
2022$2,285.00$239,000 Building $239,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 456 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
incl. 50 condo units
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 91% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Fort Rd

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