12 Forest St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 12 Forest St, Lowell, MA 01851 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1910
Square Footage	1,293 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$185,000 (2005)
Tax Bill	$4,868.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`S04730`
Alternative APNs	`LOWE M:126 B:2385 L:12` `M:000126 T:S04730`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,293 sqft Living Area
Gross Area	2,648 sqft Gross Area
1st Floor	819 sqft 1st Floor
Attic Area	270 sqft Attic
Attic	1 Attic
Basement Area	819 sqft Basement
Unfinished Basement	819 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,098 sqft (0.14 acres)
Deck Area	Deck Area

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	S04730
Street Address	12 FOREST ST
City	LOWELL
State	MA
Zip	01851-4943
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2385
Legal Lot Number	12
Jurisdiction	LOWELL MA
Minor Civil Division	LOWELL
Census Blockgroup	2
Census Block	2005
Census Tract	311600

Owner

Source: Middlesex County and Lowell City records · APN S04730

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 FOREST ST, LOWELL, MA 01851-4943
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2005 · Amount on Record
Deed Sale	Mar 29, 2005 · Amount on Record
Prior Sale	Dec 27, 2002 · Amount on Record
Transfer Doc	22162-195
Record Refreshed	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	12 FOREST ST, LOWELL, MA 01851-4943
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36355-38
Date	Oct 07, 2021
Book Page	36355/38
Instrument	58993

Lender

Name	METHUEN COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2031

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,868.00 (+2.61%)	$424,000 (+6.45%) Land $191,000 Building $233,000	$391,875 (-4.47%)
2024	$4,744.00 (+6.73%)	$398,300 (+11.29%) Land $178,500 Building $219,800	$410,210
2023	$4,445.00	$357,900 Land $155,200 Building $202,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.