Gibson County property record for 12 Fly Rd, Humboldt, TN 38343
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,280 sqft · built 2018 |
| Lot Size | 3.55 acres (154,638 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,067 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027158 03604 |
| Primary APN | 027158 03604 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 154,638 sqft (3.55 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 625 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 12 FLY RD |
|---|---|
| City | HUMBOLDT |
| State | TN |
| Zip | 38343-6835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:02 MAP REF:158 |
| Jurisdiction | GIBSON TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 966600 |
12 Fly Rd is owned and occupied by an individual who acquired it in August 2017.
Source: Gibson County records, as of January 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 FLY RD, HUMBOLDT, TN 38343-6835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CENTENNIAL BANK |
| Jan 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIRST NB OF MIDDLE TENNESSEE |
| Oct 15, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 7, 2017 | Trustee's Deed, Construction Loan · Line of Credit CENTENNIAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2017 |
| Deed Sale | Aug 8, 2017 |
| Deed Document Number | 0001018118 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 12 FLY RD, HUMBOLDT, TN 38343-6835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12 FLY RD, HUMBOLDT, TN 38343-6835 |
| Document Number | 0000180135 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 0000001027/0000001934 |
| Instrument | 180135 |
| Name | CENTENNIAL BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Property Address | 12 FLY RD, HUMBOLDT, TN 38343-6835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000201803 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 1056/2783 |
| Instrument | 201803 |
| Name | FIRST NB OF MIDDLE TENNESSEE |
|---|---|
| Type | Bank |
| Address | MURFREESBORO, TN 37129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Oct 15, 2018 |
| Property Address | 12 FLY RD, HUMBOLDT, TN 38343-6835 |
| Document Number | 0000181669 |
| Book / Page | 001029 / 001633 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 181669 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 12 FLY RD HUMBOLDT TN 383436835, HUMBOLDT, TN 38343-6835 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Sep 7, 2017 |
| Property Address | 12 FLY RD, HUMBOLDT, TN 38343-6835 |
| Book / Page | 001018 / 002575 |
| Instrument Date | Sep 1, 2017 |
| Instrument | 173001 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 533 STATE ROUTE 187 HUMBOLDT TN 383436206, HUMBOLDT, TN 38343-6206 |
| Document Number | 0000173001 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 001018/002575 |
| Instrument | 173001 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | HUMBOLDT, TN 38343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 12 Fly Rd was $1,067.
Source: Gibson County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Unified School District | Gibson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,067.00 | $49,675 Land $11,575 Building $38,100 | |
| 2024 | $198,700 Land $46,300 Building $152,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Fly Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 5, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Fly Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIBSON CO MUNI WATER DIST #5 serves 2,864 people · EPA ID TN0000815 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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