12 Florence Rd, Branford, CT 06405 Property Records

Branford Town property record for 12 Florence Rd, Branford, CT 06405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,758 sqft · built 1959
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Aug 2019)
Tax Bill	$8,239 (2026)
Deeds & Mortgages	Aug 2021 Refinance Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BRAN M:B09-000 B:005 L:00002`

Property Details

APN / Parcel Number

Primary APN	`BRAN M:B09-000 B:005 L:00002`
Alternative APNs	`B09 000/005 00002` `7003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	4,576 sqft
Basement Area	1,758 sqft
Unfinished Basement	1,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7003
Street Address	12 FLORENCE RD
City	BRANFORD
State	CT
Zip	06405-4211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	5
Legal Lot Number	2
Jurisdiction	BRANFORD CT
Township / Civil Division	BRANFORD
Census Block Group	3
Census Block	3012
Census Tract	184200

Owner

12 Florence Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Branford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 FLORENCE RD, BRANFORD, CT 06405-4211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC
Aug 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Deed Document Number	20192971170003
Deed Book / Page	1265 / 380
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANFORD CT
Property Address	12 FLORENCE RD, BRANFORD, CT 06405-4211
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1323-524
Date	Aug 10, 2021
Book Page	1323/524
Instrument	3269230015

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANFORD CT
Recording Date	Aug 1, 2019
Property Address	12 FLORENCE RD, BRANFORD, CT 06405-4211
Document Number	1265-380
Book / Page	1265 / 380
Instrument Date	Jul 19, 2019
Instrument	2971170003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FLORENCE RD, BRANFORD, CT 06405-4211

Mortgage

Document Number	2971180010
Date	Aug 1, 2019
Instrument	2971180010

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRANFORD CT
Recording Date	Oct 10, 2018
Property Address	12 FLORENCE RD, BRANFORD, CT 06405-4211
Document Number	1250-156
Book / Page	001250 / 000156
Instrument Date	Oct 4, 2018
Instrument	2879640002
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FLORENCE RD BRANFORD CT 064054211, BRANFORD, CT 06405-4211

Tax Assessment & Valuation

The 2026 property tax bill for 12 Florence Rd was $8,239, up 5.3% from the year before.

Source: Branford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Branford Town
Unified School District	Branford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,239.00 (+5.25%)	$371,800 (+1.64%) Land $119,000 Building $252,800	$433,680 (+69.37%)
2025	$7,828.00	$365,800 Land $119,000 Building $246,800	$256,060 Land $83,300 Building $172,760
2024	$7,828.00 (+25.61%)
2023	$6,232.00 (+20.99%)	$208,500 (+19.21%) Land $89,500 Building $119,000
2022	$5,151.00	$174,900 Land $89,500 Building $85,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Florence Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Florence Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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