Clinton County and Schuyler Falls Town property record for 12 Flora Oaks Dr, Plattsburgh, NY 12901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,314 sqft · built 1964 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,222 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 094600 245.-3-4.11 |
| Primary APN | 094600 245.-3-4.11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,314 sqft Living Area |
| 1st Floor Area | 1,314 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 439 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 12 FLORA OAKS DR |
|---|---|
| City | PLATTSBURGH |
| State | NY |
| Zip | 12901-5707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 4.011 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | SCHUYLER FALLS |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 103900 |
12 Flora Oaks Dr is owned and occupied by an individual.
Source: Clinton County and Schuyler Falls Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 FLORA OAKS DR, PLATTSBURGH, NY 12901-5707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 12 FLORA OAKS DR, PLATTSBURGH, NY 12901-5707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000323235 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 20220-00323235 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2026 property tax bill for 12 Flora Oaks Dr was $4,222 with exemptions applied, up 254.2% from the year before.
Source: Clinton County and Schuyler Falls Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Schuyler Falls Town |
| Unified School District | Peru Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,222.00 (+254.19%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,192.00 | $135,300 Land $25,100 Building $110,200 | $201,900 Land $37,455 Building $164,445 |
| 2023 | $135,300 Land $25,100 Building $110,200 | $180,400 Land $33,467 Building $146,933 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Flora Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Flora Oaks Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
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