Monterey County property record for 12 First St, Spreckels, CA 93962 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,934 sqft · built 1898 |
| Lot Size | 0.136 acres (5,921 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $855,000 (Nov 2024) |
| Tax Bill | $10,365 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 177-033-005-000 |
| Primary APN | 177-033-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 1,934 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,921 sqft (0.136 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 177-033-005 |
|---|---|
| Street Address | 12 FIRST ST |
| City | SPRECKELS |
| State | CA |
| Zip | 93962-2406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN OF SPRECKELS LOT 8 BLK B |
| Legal Subdivision | TOWN OF SPRECKELS |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SALINAS |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 14500 |
Source: Monterey County records · APN 177-033-005-000
Assessment roll updated July 23, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 FIRST ST, SPRECKELS, CA 93962-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Aug 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on Record |
| Deed Sale | Nov 12, 2024 · Amount on Record |
| Prior Sale | Oct 15, 2008 · Amount on Record |
| Deed Document Number | 202444743 |
| Prior Transfer Date | Jun 26, 2006 |
| Prior Transfer Doc | 0000059127 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 12 FIRST ST, SPRECKELS, CA 93962-2406 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 12 FIRST ST, SPRECKELS, CA 93962-2406 |
| Document Number | 0000021931 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 2023021931 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 12 FIRST ST, SPRECKELS, CA 93962-2406 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2021 |
| Title Company | TIMIOS INC A CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 12 FIRST ST, SPRECKELS, CA 93962-2406 |
| Document Number | 0000028747 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021028747 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 12 FIRST ST, SPRECKELS, CA 93962-2406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021404 |
|---|---|
| Date | May 04, 2020 |
| Instrument | 2020021404 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 12 FIRST ST, SPRECKELS, CA 93962-2406 |
| Document Number | 0000042994 |
| Instrument Date | Aug 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 1ST ST SPRECKELS CA 93962, SPRECKELS, CA 93962 |
| Document Number | 0000042994 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 42994 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 10, 2047 |
Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Secondary School District | Salinas Union High School District (07 - 12) |
| Elementary School District | Spreckels Union Elementary School District (KG - 06) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,365.00 (+108.89%) | $855,000 (+101.32%) Land $300,000 Building $555,000 |
| 2023 | $4,962.00 (+3.72%) Homeowner's exemption | $424,706 Land $182,015 Building $242,691 |
| 2022 | $4,784.00 |
Source: FEMA National Flood Hazard Layer, Monterey County (06053C), updated July 15, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060530145001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (1998) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1998, rainfall accumulation, Severe Winter Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Cruzio Internet | Fixed Wireless (unlicensed) | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
May also be available at this address: Verizon, AT&T, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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