12 Finley Ln, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 12 Finley Ln, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,475 sqft · built 1969
Lot Size	0.348 acres (15,159 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Feb 1996)
Tax Bill	$15,223 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02004-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`14-02004-0000-00011`
Alternative APNs	`1400475C00011` `140200400011`

Interior

Building Area	2,475 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Lot Area	15,159 sqft (0.348 acres)

Location & Zoning

Old Parcel Number	1400475C00011
Street Address	12 FINLEY LN
City	WAYNE
State	NJ
Zip	07470-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HEIGHTS/WAYNE INC SEC #3
Legal Block	2004
Legal Lot Number	11
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4002
Census Tract	246101

Owner

12 Finley Ln is owned and occupied by two individuals who bought it in February 1996.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 FINLEY LN, WAYNE, NJ 07470-2409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEARNY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 1996 · Amount on File
Deed Sale	Feb 5, 1996 · Amount on File
Deed Book / Page	143 / 248
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	12 FINLEY LN, WAYNE, NJ 07470-2409
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	ATLANTIC PAC TITLE AGENCY, ATLANTIC AMERICAN T&E AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028467
Date	Apr 26, 2021
Book Page	M17062/180
Instrument	2021028467

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	12 FINLEY LN, WAYNE, NJ 07470-2409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND RUSH TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022442
Date	May 21, 2020
Book Page	M16164/143
Instrument	2020022442

Lender

Name	KEARNY BANK
Type	Bank
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12 Finley Ln was $15,223, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,800 (-) Land $121,100 Building $132,700	$253,800 (-) Land $121,100 Building $132,700
2025	$15,223.00 (+0.88%)	$253,800 Land $121,100 Building $132,700	$253,800 Land $121,100 Building $132,700
2024	$15,090.00
2023		$253,800 Land $121,100 Building $132,700	$253,800 Land $121,100 Building $132,700
2022	$14,349.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Finley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Finley Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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