TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
12 FIFE CT, APTOS, CA 95003-3235
Mortgage
Document Number
0000041764
Date
Aug 10, 2021
Instrument
2021-0041764
Lender
Name
ROCKET MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2051
February 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SANTA CRUZ CA
Property Address
12 FIFE CT, APTOS, CA 95003-3235
Transaction Type
Mortgage
Record Updated
Mar 3, 2021
Title Company
WFT NATIONAL TITLE, WFG NATIONAL TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
309 SPYGLASS WAY, APTOS, CA 95003-4751
Mortgage
Document Number
0000009754
Date
Feb 16, 2021
Instrument
2021-0009754
Lender
Name
HOME POINT FINANCIAL CORPORATION
Type
Mortgage Company
Address
PARSIPPANY, NJ 07054
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2051
September 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SANTA CRUZ CA
Recording Date
Sep 11, 2020
Property Address
12 FIFE CT, APTOS, CA 95003-3235
Document Number
0000035819
Map Reference
VOL 119 PG 30
Instrument Date
Sep 1, 2020
Instrument
2020-0035819
Transaction Type
Transfer
Record Updated
Aug 17, 2021
Title Company
OLD REPUBLIC TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
309 SPYGLASS WAY, APTOS, CA 95003-4751
Mortgage
Document Number
0000035820
Date
Sep 11, 2020
Instrument
2020-0035820
Lender
Name
LOANDEPOT.COM LLC
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Oct 1, 2050
May 2019: Affidavit of Death, Transfer
Document Type
Affidavit of Death
Jurisdiction
SANTA CRUZ CA
Recording Date
May 31, 2019
Property Address
12 FIFE CT, APTOS, CA 95003-3235
Document Number
0000014736
Instrument Date
May 29, 2019
Instrument
14736
Transaction Type
Transfer
Record Updated
Jun 12, 2019
Title Company
STEWART TITLE, STEWART TITLE/CA
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
12 FIFE CT APTOS CA 950033235, APTOS, CA 95003-3235
May 2019: Affidavit of Death, Transfer
Document Type
Affidavit of Death
Jurisdiction
SANTA CRUZ CA
Recording Date
May 31, 2019
Property Address
12 FIFE CT, APTOS, CA 95003-3235
Document Number
0000014735
Instrument Date
May 29, 2019
Instrument
14735
Transaction Type
Transfer
Record Updated
Jun 12, 2019
Title Company
STEWART TITLE, STEWART TITLE/CA
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
12 FIFE CT APTOS CA 950033235, APTOS, CA 95003-3235
May 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SANTA CRUZ CA
Recording Date
May 31, 2019
Property Address
12 FIFE CT, APTOS, CA 95003-3235
Document Number
0000014737
Instrument Date
May 29, 2019
Instrument
14737
Transaction Type
Transfer
Record Updated
Jun 12, 2019
Title Company
STEWART TITLE, STEWART TITLE/CA
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
111 SIERRA ROSA LOOP SANTA FE NM 875068210, SANTA FE, NM 87506-8210
May 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SANTA CRUZ CA
Recording Date
May 31, 2019
Property Address
12 FIFE CT, APTOS, CA 95003-3235
Document Number
0000014738
Instrument Date
May 28, 2019
Instrument
14738
Transaction Type
Transfer
Record Updated
Jun 12, 2019
Title Company
STEWART TITLE, STEWART TITLE/CA
Transaction
Amount
Amount on Record
Tax
$1,006.50
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Separate Estate/Property
Address
111 SIERRA ROSA LOOP SANTA FE NM 875068210, SANTA FE, NM 87506-8210
Tax Assessment & Valuation
The 2025 property tax bill for 12 Fife Ct was $13,589.
Source: Santa Cruz County assessment roll, as of August 19, 2026
Property Jurisdictions
Type
Name
State
California
County
Santa Cruz County
Secondary School District
Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District
Soquel Elementary School District (KG - 08)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,082,433 (+2%)Land $692,757Building $389,676
2025
$13,589.00
$1,061,208Land $679,173Building $382,035
2023
$12,396.00 (+1.17%)
$1,020,000Land $652,800Building $367,200
$883,260
2022
$12,253.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 12 Fife Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
4 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 12 Fife Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood
0.04% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source
Purchased surface water from several systems
Last State Inspection
Jun 2023
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
1,200 / 35
AT&T Fixed Wireless
100 / 20
May also be available: Cruzio, Etheric Networks, Surfnet Communications, Verizon.