Orange County and Chester Town property record for 12 Fields Ln, Chester, NY 10918
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,058 sqft · built 1960 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Feb 2021) |
| Tax Bill | $11,782 (2024) |
| Deeds & Mortgages | Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-1-3.221 |
| Primary APN | 18-1-3.221 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,058 sqft Living Area |
| Gross Area | 2,778 sqft |
| 1st Floor Area | 1,176 sqft |
| Upper Floors Area | 882 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 87,120 sqft (2 acres) |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 18-1-3.221 |
|---|---|
| Street Address | 12 FIELDS LN |
| City | CHESTER |
| State | NY |
| Zip | 10918-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR3 |
| Legal Block | 1 |
| Legal Lot Number | 3.221 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | CHESTER |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 14302 |
Source: Orange County and Chester Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 FIELDS LN, CHESTER, NY 10918-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2021 · Amount on Record |
| Deed Sale | Feb 5, 2021 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 12 FIELDS LN, CHESTER, NY 10918-2313 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007413 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 14894/597 |
| Instrument | 20210007413 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Orange County and Chester Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Chester Town |
| Unified School District | Warwick Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $196,670 (-) Land $60,000 Building $136,670 | $538,400 (+12.24%) | |
| 2024 | $11,782.00 (+175.15%) | ||
| 2023 | $196,670 Land $60,000 Building $136,670 | $479,700 Land $146,347 Building $333,353 | |
| 2021 | $4,282.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 43 (1979–2023) |
| Claims Outside the SFHA | 6 of 43 |
| Most Recent Claim | Sep 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
5G (outdoors only) and 4G LTE
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