12 Farrar Rd, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 12 Farrar Rd, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,948 sqft · built 1994
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (Aug 2018)
Tax Bill	$10,871 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Jul 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`UPTO M:029 L:035`

Property Details

APN / Parcel Number

Primary APN	`UPTO M:029 L:035`
Alternative APNs	`M:029 B:L:035` `2048`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,948 sqft Living Area
Gross Area	6,301 sqft
1st Floor Area	1,828 sqft
Basement Area	1,828 sqft
Unfinished Basement	1,203 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	81,022 sqft (1.86 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 FARRAR RD
City	UPTON
State	MA
Zip	01568-1448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	35
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	4
Census Block	4023
Census Tract	743100

Owner

12 Farrar Rd is owned and occupied by an individual who acquired it in June 2024.

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 FARRAR RD, UPTON, MA 01568-1448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Deed of Trust, Mortgage · Line of Credit SOUTHBRIDGE CU
Jul 1, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 24, 2018	Quit Claim Deed, Transfer SILICON VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on File
Deed Sale	Aug 24, 2018 · Amount on File
Deed Book / Page	59308 / 376
Last Transfer Date	Jun 26, 2024
Transfer Doc	070712-370
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	12 FARRAR RD, UPTON, MA 01568-1448
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072210-49
Date	Jul 2, 2025
Book Page	72210/49
Instrument	54516

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2045

Interest

Rate Type	Adjustable Rate

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Jul 1, 2024
Property Address	12 FARRAR RD, UPTON, MA 01568-1448
Document Number	070712-370
Book / Page	70712 / 370
Instrument Date	Jun 26, 2024
Instrument	202400051190
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FARRAR RD, UPTON, MA 01568-1448

Mortgage

Document Number	202400051191
Date	Jul 1, 2024
Instrument	202400051191

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Aug 24, 2018
Property Address	12 FARRAR RD, UPTON, MA 01568-1448
Document Number	59308-376
Book / Page	59308 / 376
Instrument	89406
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.44
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	593080384
Date	Aug 24, 2018
Instrument	59308/0384

Lender

Name	SILICON VALLEY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2048

Interest

Rate	3.5%
Max Rate At Change	90.1%
Max Rate	2.25%

Tax Assessment & Valuation

The 2026 property tax bill for 12 Farrar Rd was $10,871, up 1.4% from the year before.

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,871.00 (+1.4%)	$831,100 (+1.94%) Land $328,300 Building $502,800	$900,471 (+6.73%)
2025	$10,721.00 (+2.9%)	$815,300 (+7.05%) Land $328,300 Building $487,000	$843,695 (+0.45%)
2024	$10,419.00 (+39.89%)	$761,600 (+41.82%) Land $300,200 Building $461,400	$839,895
2023	$7,448.00	$537,000 Land $195,400 Building $341,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Farrar Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Farrar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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