12 Fair Wind Dr, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 12 Fair Wind Dr, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,920 sqft · built 2002
Lot Size	2.75 acres (119,790 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Aug 2026)
Tax Bill	$6,474 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:80 L:43-26`

Property Details

APN / Parcel Number

Primary APN	`STAN M:80 L:43-26`
Alternative APNs	`M:80 L:43=26` `B1635R`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,920 sqft Living Area
Gross Area	5,648 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	119,790 sqft (2.75 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	B1635R
Street Address	12 FAIR WIND DR
City	STEEP FALLS
State	ME
Zip	04085-6875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	FAIR WIND HTS 2
Legal Lot Number	43-26
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	1
Census Block	1008
Census Tract	17004

Owner

12 Fair Wind Dr is owned by an individual who bought it in August 2026.

Source: Cumberland County and Standish Town records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	31 WALKER ST, WESTBROOK, ME 04092-2959
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHSTAR MORTGAGE GROUP LLC
May 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS
May 4, 2026	Deed of Trust · Conventional Mortgage
Jul 26, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jul 1, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 9, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 8, 2019	Deed of Trust, Mortgage QUICKEN LNS
Oct 22, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Jul 1, 2021 · Amount on File
Deed Document Number	202632549
Deed Book / Page	42439 / 89
Prior Transfer Date	Jun 30, 2021
Prior Transfer Doc	0383830343
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Aug 3, 2026
Property Address	12 FAIR WIND DR, STEEP FALLS, ME 04085-6875
Document Number	0000032549
Book / Page	42439 / 89
Instrument Date	Jul 30, 2026
Instrument	202632549
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Aug 3, 2026

Lender

Name	NORTHSTAR MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	6.47%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Recording Date	May 4, 2026
Property Address	12 FAIR WIND DR, STEEP FALLS, ME 04085-6875
Document Number	0422250242
Book / Page	42225 / 242
Instrument Date	May 1, 2026
Instrument	202617105
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FAIR WIND DR, STEEP FALLS, ME 04085-6875

Mortgage

Document Number	0000017105,
Date	May 4, 2026
Book Page	42225/242
Instrument	202617105

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Recording Date	May 4, 2026
Property Address	12 FAIR WIND DR, STEEP FALLS, ME 04085-6875
Document Number	0000017105
Book / Page	42225 / 242
Instrument Date	May 1, 2026
Instrument	2026.17105
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017105,
Date	May 4, 2026
Book Page	42225/242
Instrument	2026.17105

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	12 FAIR WIND DR, STEEP FALLS, ME 04085-6875
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0384670102
Date	Jul 26, 2021
Book Page	38467/102
Instrument	53165

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANDISH ME
Recording Date	Jul 1, 2021
Property Address	12 FAIR WIND DR, STEEP FALLS, ME 04085-6875
Document Number	0383830343
Book / Page	38383 / 343
Instrument Date	Jun 30, 2021
Instrument	47316
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FAIR WIND DR, STEEP FALLS, ME 04085-6875

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	12 FAIR WIND DR, STEEP FALLS, ME 04085-6875
Document Number	0373360103
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FAIR WIND DR STEEP FALLS ME 040856875, STEEP FALLS, ME 04085-6875

Mortgage

Document Number	0373360103
Date	Oct 23, 2020
Book Page	037336/000103
Instrument	68071

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	12 FAIR WIND DR, STEEP FALLS, ME 04085-6875
Document Number	0361760211
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FAIR WIND DR STEEP FALLS ME 040856875, STEEP FALLS, ME 04085-6875

Mortgage

Document Number	0361760211
Date	Nov 18, 2019
Book Page	036176/000211
Instrument	58935

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	12 FAIR WIND DR, STEEP FALLS, ME 04085-6875
Document Number	0352450223
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FAIR WIND DR STEEP FALLS ME 040856875, STEEP FALLS, ME 04085-6875

Mortgage

Document Number	0352450223
Date	Oct 26, 2018
Book Page	035245/000223
Instrument	55118

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12 Fair Wind Dr was $6,474, up 12.7% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,474.00 (+12.73%)	$522,100 (+14.55%) Land $88,100 Building $434,000
2024	$5,743.00 (+31.84%)	$455,800 (+44.93%) Land $81,500 Building $374,300
2023	$4,356.00 (+24.1%)	$314,500 (+29.48%) Land $68,900 Building $245,600
2022	$3,510.00	$242,900 Land $61,900 Building $181,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Fair Wind Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Fair Wind Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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