Middlesex County and Winchester Town property record for 12 Eugene Dr, Winchester, MA 01890 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 3,132 sqft Living Area |
| Lot Size | 11,766 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,174,000 (2018) |
| Tax Bill | $148.00 (2025) |
| Primary APN | WINC M:001 B:0294 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,132 sqft Living Area |
| Gross Area | 4,252 sqft Gross Area |
| Basement Area | 1,008 sqft Basement |
| Unfinished Basement | 252 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 11,766 sqft (0.27 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 12 EUGENE DR |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-1060 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | TOWN WINCHESTER |
| Legal Block | 294 |
| Jurisdiction | WINCHESTER MA |
| Minor Civil Division | WINCHESTER |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 338100 |
Source: Middlesex County and Winchester Town records · APN WINC M:001 B:0294 L:0
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 EUGENE DR, WINCHESTER, MA 01890-1060 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance US BANK NA |
| Aug 27, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance US BANK NA |
| Sep 21, 2020 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) US BANK NA |
| Aug 08, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Jul 23, 2018 | Quit Claim Arm's Length for NE States, Transfer HARVARD UNIVERSITY EMPLOYEES CU |
| Oct 31, 2017 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on Record |
| Deed Sale | Jul 23, 2018 · Amount on Record |
| Prior Sale | Jul 14, 1994 · Amount on Record |
| Deed Book / Page | 71357 / 469 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 12 EUGENE DR, WINCHESTER, MA 01890-1060 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078562-130 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 78562/130 |
| Instrument | 191797 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 12 EUGENE DR, WINCHESTER, MA 01890-1060 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78562-130 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 78562/130 |
| Instrument | 191797 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 12 EUGENE DR, WINCHESTER, MA 01890-1060 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75666-262 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 75666/262 |
| Instrument | 166371 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Oct 01, 2030 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 12 EUGENE DR, WINCHESTER, MA 01890-1060 |
| Document Number | 73102-549 |
| Instrument Date | Aug 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 EUGENE DR WINCHESTER MA 018901060, WINCHESTER, MA 01890-1060 |
| Document Number | 73102-549 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 073102/000549 |
| Instrument | 119728 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Jul 23, 2018 |
| Property Address | 12 EUGENE DR, WINCHESTER, MA 01890-1060 |
| Document Number | 71357-469 |
| Book / Page | 71357 / 469 |
| Instrument | 110101 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.29 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 EUGENE DR, WINCHESTER, MA 01890-1060 |
| Document Number | 713570471 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 71357/0471 |
| Name | HARVARD UNIVERSITY EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 23, 2048 |
| Rate | 3.75% |
|---|---|
| Max Rate At Change | 80.1% |
| Max Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 12 EUGENE DR, WINCHESTER, MA 01890-1060 |
| Document Number | 70203-421 |
| Book / Page | 070203 / 000421 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | 70203-421 |
|---|---|
| Date | Nov 08, 2017 |
| Book Page | 070203/000421 |
| Instrument | 181802 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 07, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Winchester Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $148.00 (-98.99%) | $1,339,400 (+3.48%) Land $684,700 Building $654,700 | $1,522,660 |
| 2024 | $14,664.00 (+3.1%) | $1,294,300 (+7.38%) Land $684,700 Building $609,600 | |
| 2023 | $14,223.00 | $1,205,300 Land $616,300 Building $589,000 |
12 Eugene Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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