12 Estes Dr, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 12 Estes Dr, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,424 sqft · built 2023
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$493,800 (Oct 2024)
Tax Bill	$5,059 (2025)
Deeds & Mortgages	Mar 2024 Refinance Oct 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`STAN M:12 L:6-31`

Property Details

APN / Parcel Number

Primary APN	`STAN M:12 L:6-31`
Alternative APN	`12006031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,424 sqft Living Area
Gross Area	2,960 sqft
1st Floor Area	1,424 sqft
Basement Area	584 sqft
Unfinished Basement	584 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	12006031
Street Address	12 ESTES DR
City	STEEP FALLS
State	ME
Zip	04085-6032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	6-31
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2011
Census Tract	17004

Owner

Source: Cumberland County and Standish Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 CARRIAGE WALK LN, 131, SCARBOROUGH, ME 04074-8292
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Oct 15, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2024 · Amount on Record
Deed Sale	Oct 15, 2024 · Amount on Record
Deed Book / Page	41052 / 172
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	12 ESTES DR, STEEP FALLS, ME 04085-6032
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0406390146
Date	Mar 6, 2024
Book Page	40639/146
Instrument	7598

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Oct 15, 2024
Property Address	12 ESTES DR, STEEP FALLS, ME 04085-6032
Document Number	0410520172
Book / Page	41052 / 172
Instrument Date	Oct 10, 2024
Instrument	38601
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 CARRIAGE WALK LN APT 131, 131, SCARBOROUGH, ME 04074-8292

Mortgage

Document Number	0000038602
Date	Oct 15, 2024
Instrument	38602

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,059.00 (+7.87%)	$408,000 (+9.62%) Land $83,800 Building $324,200
2024	$4,690.00 (+87.08%)	$372,200 (+105.64%) Land $77,300 Building $294,900
2023	$2,507.00 (+1,122.93%)	$181,000 (+1,174.65%) Land $30,400 Building $150,600
2022	$205.00	$14,200 Land $14,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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