12 Estates Dr, Reading, PA 19606 Property Records

Berks County property record for 12 Estates Dr, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,692 sqft · built 1981
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Jan 2024)
Tax Bill	$2,250 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5326-20-81-7131`

Property Details

APN / Parcel Number

Primary APN	`5326-20-81-7131`
Alternative APNs	`43-5326-20-81-7131` `43010737` `010737`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,692 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Lot Area	16,553 sqft (0.38 acres)
Terrain	Above Road/Slope
View / Lot	Neighborhood
Garage Type	Detached
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	43010737
Street Address	12 ESTATES DR
City	READING
State	PA
Zip	19606-9595
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	COUNTRY CLUB ESTATES
Legal Block	81
Legal Lot Number	86
Jurisdiction	BERKS PA
Township / Civil Division	EXETER
Census Block Group	1
Census Block	1021
Census Tract	12106

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 ESTATES DR, READING, PA 19606-9595
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 4, 2024	Deed, Transfer POWER SETTLEMENT GROUP LLC
Jan 4, 2024	Deed, Transfer POWER SETTLEMENT GROUP LLC
Mar 30, 2021	Deed, Transfer · Conventional Mortgage TIAA FSB HOLDINGS INC
Sep 27, 2018	Deed of Trust, Mortgage · Line of Credit DIAMOND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2024 · Amount on Record
Deed Sale	Jan 4, 2024 · Amount on Record
Prior Sale	Jan 4, 2024 · Amount on Record
Deed Document Number	2024251
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	12 ESTATES DR, READING, PA 19606-9595
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005743
Date	Feb 26, 2026
Instrument	2026005743

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2056

Interest

Change Frequency	Monthly

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 4, 2024
Property Address	12 ESTATES DR, READING, PA 19606-9595
Document Number	0000000251
Map Reference	VOL 78 PG 10
Instrument Date	Dec 19, 2023
Instrument	2024000251
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$4,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jan 4, 2024
Property Address	12 ESTATES DR, READING, PA 19606-9595
Document Number	0000000250
Map Reference	MB 78 PG 10
Instrument Date	Dec 2, 2023
Instrument	2024000250
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$4,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ESTATES DR, READING, PA 19606-9595

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 30, 2021
Property Address	12 ESTATES DR, READING, PA 19606-9595
Document Number	0000015453
Map Reference	VOL 78 PG 10
Instrument Date	Mar 22, 2021
Instrument	2021015453
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 ESTATES DR, READING, PA 19606-9595

Mortgage

Document Number	0000015454
Date	Mar 30, 2021
Instrument	2021015454

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	12 ESTATES DR, READING, PA 19606-9595
Document Number	0000035373
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ESTATES DR READING PA 196069595, READING, PA 19606-9595

Mortgage

Document Number	0000035373
Date	Oct 10, 2018
Instrument	35373

Lender

Name	DIAMOND CU
Address	POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Exeter Township
Unified School District	Exeter Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,250.00 (+8.12%)	$150,200 (-) Land $25,000 Building $125,200	$25,000 (-83.36%) Land $25,000
2024	$2,081.00 (-69.84%)	$150,200 (-) Land $25,000 Building $125,200
2023	$6,899.00 Homeowner's exemption	$150,200 Land $25,000 Building $125,200
1994			$150,200 Land $25,000 Building $125,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.45 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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